FS Bancorp, Inc.
FS Bancorp, Inc.
Your view on FSBW
Overview
What the company does, where it operates, and who runs it.
About FS Bancorp, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Joseph C. Adams
- Headquarters
- 6920 220th Street SW, Mountlake Terrace, WA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Joseph C. Adams
- Headquarters
- 6920 220th Street SW, Mountlake Terrace, WA, US
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending.
It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit.
The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans.
As of December 31, 2021, it operated 21 full bank service branches and 10 home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties; and one loan production office in the market area of the Tri-Cities.
The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for FS Bancorp, Inc., and the rating behind it. FSBW last traded at $43.77, 11.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for FS Bancorp, Inc.. Starting points for FS Bancorp, Inc.: P/E 11.3, EPS $3.87, beta 0.67 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for FS Bancorp, Inc.. FS Bancorp, Inc. paid $1.15 per share over the last year — a 2.6% yield at the current $43.77 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for FS Bancorp, Inc.. Trailing twelve-month EPS for FS Bancorp, Inc. stands at $3.87. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for FS Bancorp, Inc.. FS Bancorp, Inc. has reported as a listed company since 2012. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
FS Bancorp, Inc. valued side by side against its closest peers. FS Bancorp, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold FS Bancorp, Inc., and how their positions are changing. At a $344.1M market value, institutional positions materially move FS Bancorp, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by FS Bancorp, Inc. executives and directors. Shares of FS Bancorp, Inc. have traded between $34.61 and $48.05 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming FS Bancorp, Inc.. FS Bancorp, Inc. is a $344.1M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming FS Bancorp, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for FS Bancorp, Inc.. Coverage tracks FS Bancorp, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.