CoastalSouth Bancshares, Inc.
CoastalSouth Bancshares, Inc.
Your view on COSO
Overview
What the company does, where it operates, and who runs it.
About CoastalSouth Bancshares, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Stephen R. Stone
- Headquarters
- 5 Bow Circle, Hilton Head Island, SC, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Stephen R. Stone
- Headquarters
- 5 Bow Circle, Hilton Head Island, SC, US
CoastalSouth Bancshares, Inc. operates as the bank holding company of CoastalStates Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, such as checking, savings and money market, certificates of deposit, and individual retirement accounts.
Its loan products include residential mortgage, home equity loans, cash value line of credit, commercial and government guaranteed lending, and mortgage banker finance, as well as debit and credit cards. The company also offers customized and private banking, treasury management, and digital and telephone banking services.
It operates retail banking branches in Hilton Head Island/Bluffton, South Carolina; Savannah, Georgia; and north metro Atlanta, Georgia. The company was incorporated in 2003 and is headquartered in Hilton Head Island, South Carolina.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for CoastalSouth Bancshares, Inc., and the rating behind it. COSO last traded at $27.48, 11.9× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for CoastalSouth Bancshares, Inc.. Starting points for CoastalSouth Bancshares, Inc.: P/E 11.9, EPS $2.21, beta 0.00 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for CoastalSouth Bancshares, Inc.. CoastalSouth Bancshares, Inc. paid $0.15 per share over the last year — a 0.5% yield at the current $27.48 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for CoastalSouth Bancshares, Inc.. Trailing twelve-month EPS for CoastalSouth Bancshares, Inc. stands at $2.21. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for CoastalSouth Bancshares, Inc.. CoastalSouth Bancshares, Inc. has reported as a listed company since 2025. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
CoastalSouth Bancshares, Inc. valued side by side against its closest peers. CoastalSouth Bancshares, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold CoastalSouth Bancshares, Inc., and how their positions are changing. At a $330.7M market value, institutional positions materially move CoastalSouth Bancshares, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by CoastalSouth Bancshares, Inc. executives and directors. Shares of CoastalSouth Bancshares, Inc. have traded between $19.24 and $24.25 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming CoastalSouth Bancshares, Inc.. CoastalSouth Bancshares, Inc. is a $330.7M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming CoastalSouth Bancshares, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for CoastalSouth Bancshares, Inc.. Coverage tracks CoastalSouth Bancshares, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.