Community Bancorp of Santa Maria
Community Bancorp of Santa Maria
Your view on CYSM
Overview
What the company does, where it operates, and who runs it.
About Community Bancorp of Santa Maria
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Janet Silveria
- Headquarters
- 2739 Santa Maria Way, Santa Maria, CA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Janet Silveria
- Headquarters
- 2739 Santa Maria Way, Santa Maria, CA, US
Community Bancorp of Santa Maria, through its subsidiary, Community Bank of Santa Maria, provides various banking products and services for businesses and individuals.
The company's deposit products include checking, NOW, money market savings, savings, seedling, Christmas Club, individual retirement, and CDARS accounts; and certificates of deposit.
Its loan portfolio comprises home equity lines of credit, personal and commercial real estate loans, commercial construction loans, personal and vehicle loans, mortgage loans, agribusiness loans, commercial equipment loans, commercial and multi-family real estate loans, and commercial revolving lines of credit, as well as Redi-Credit.
The company also provides credit and debit cards; and e-banking services. It operates through 2 full-service offices in the Central Coast area of California. The company was founded in 2001 and is based in Santa Maria, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Community Bancorp of Santa Maria, and the rating behind it. CYSM last traded at $18.55, 9.8× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Community Bancorp of Santa Maria. Starting points for Community Bancorp of Santa Maria: P/E 9.8, EPS $2.10, beta 0.16 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Community Bancorp of Santa Maria. Community Bancorp of Santa Maria does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Community Bancorp of Santa Maria. Trailing twelve-month EPS for Community Bancorp of Santa Maria stands at $2.10. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Community Bancorp of Santa Maria. Community Bancorp of Santa Maria has reported as a listed company since 2007. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Community Bancorp of Santa Maria valued side by side against its closest peers. Community Bancorp of Santa Maria is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Community Bancorp of Santa Maria, and how their positions are changing. At a $40.1M market value, institutional positions materially move Community Bancorp of Santa Maria's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Community Bancorp of Santa Maria executives and directors. Shares of Community Bancorp of Santa Maria have traded between $11.05 and $18.58 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Community Bancorp of Santa Maria. Community Bancorp of Santa Maria is a $40.1M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Community Bancorp of Santa Maria. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Community Bancorp of Santa Maria. Coverage tracks Community Bancorp of Santa Maria within Banks - Regional (Financial Services). Press releases and market coverage, newest first.