Crystal Valley Financial Corporation
Crystal Valley Financial Corporation
Your view on CYVF
Overview
What the company does, where it operates, and who runs it.
About Crystal Valley Financial Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- D. Joe Caffee
- Headquarters
- 111 South Main Street, Middlebury, IN, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- D. Joe Caffee
- Headquarters
- 111 South Main Street, Middlebury, IN, US
Crystal Valley Financial Corporation operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Its deposits products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers consumer, personal, and home equity loans and lines; mortgage products; and business loans, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it provides trust, wealth management, and investment services; and various insurance products. Further, the company offers debit and credit cards, cash management, automated clearing house, wire transfer, remote deposit, online banking, bill payment, check collection, and night depository services. It serves customers through a network of seven offices located in Elkhart and St. Joseph counties of Northern Indiana. Crystal Valley Financial Corporation was founded in 1910 and is based in Middlebury, Indiana.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks the stock is worth vs. the current price.
FRC's fair value estimate for Crystal Valley Financial Corporation, and the rating behind it. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Crystal Valley Financial Corporation. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Crystal Valley Financial Corporation. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Crystal Valley Financial Corporation. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Crystal Valley Financial Corporation. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Crystal Valley Financial Corporation valued side by side against its closest peers. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
Which funds and firms own the stock.
Which institutions hold Crystal Valley Financial Corporation, and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings.
Insider Trading
Recent buying and selling by company executives.
Buying and selling by Crystal Valley Financial Corporation executives and directors. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned.
Senate Trading
U.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Crystal Valley Financial Corporation. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely.
House Trading
U.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Crystal Valley Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Crystal Valley Financial Corporation. Press releases and market coverage, newest first.