Citizens Bancorp of Virginia, Inc.
Citizens Bancorp of Virginia, Inc.
Your view on CZBT
Overview
What the company does, where it operates, and who runs it.
About Citizens Bancorp of Virginia, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- C. Taylor Quicke
- Headquarters
- 126 South Main Street, Blackstone, VA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- C. Taylor Quicke
- Headquarters
- 126 South Main Street, Blackstone, VA, US
Citizens Bancorp of Virginia, Inc. operates as the bank holding company for Citizens Bank and Trust Company that provides commercial banking products and services to businesses and individuals in the United States. It accepts checking and savings, certificates of deposit, and individual retirement accounts, as well as provides credit cards.
The company also provides commercial loans, such as commercial real estate mortgages and construction loans, small business working capital loans, small business lines of credit, SBA guaranteed loans, and investment property loans.
In addition, it offers consumer loans, including automobile, signature, boat, and personal property loans; and real estate loans comprising home equity lines of credit, fixed rate mortgages, adjustable rate mortgages, conventional and jumbo loan programs, first-time home buyer programs, home improvement loans, bridge loans, new home construction loans, and commercial construction loans, as well as second homes/vacation properties, investment, commercial, industrial, and apartment loans.
Further, the company provides merchant services; and investment and brokerage services. It operates in Virginia counties of Nottoway, Amelia, Prince Edward, Brunswick, Buckingham, Charlotte, Chesterfield, Cumberland, Dinwiddie, Lunenburg, Mecklenburg, and Powhatan; and the cities of Colonial Heights, Richmond, and Petersburg.
The company was founded in 1873 and is headquartered in Blackstone, Virginia.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Citizens Bancorp of Virginia, Inc., and the rating behind it. CZBT last traded at $34.56, 8.7× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Citizens Bancorp of Virginia, Inc.. Starting points for Citizens Bancorp of Virginia, Inc.: P/E 8.7, EPS $5.03, beta 0.06 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Citizens Bancorp of Virginia, Inc.. Citizens Bancorp of Virginia, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Citizens Bancorp of Virginia, Inc.. Trailing twelve-month EPS for Citizens Bancorp of Virginia, Inc. stands at $5.03. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Citizens Bancorp of Virginia, Inc.. Citizens Bancorp of Virginia, Inc. has reported as a listed company since 2003. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Citizens Bancorp of Virginia, Inc. valued side by side against its closest peers. Citizens Bancorp of Virginia, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Citizens Bancorp of Virginia, Inc., and how their positions are changing. At a $72.9M market value, institutional positions materially move Citizens Bancorp of Virginia, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Citizens Bancorp of Virginia, Inc. executives and directors. Shares of Citizens Bancorp of Virginia, Inc. have traded between $25.88 and $36.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Citizens Bancorp of Virginia, Inc.. Citizens Bancorp of Virginia, Inc. is a $72.9M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Citizens Bancorp of Virginia, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Citizens Bancorp of Virginia, Inc.. Coverage tracks Citizens Bancorp of Virginia, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.