Citizens Community Bancorp, Inc.
Citizens Community Bancorp, Inc.
Your view on CZWI
Overview
What the company does, where it operates, and who runs it.
About Citizens Community Bancorp, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Stephen Bianchi
- Headquarters
- 2174 EastRidge Center, Eau Claire, WI, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Stephen Bianchi
- Headquarters
- 2174 EastRidge Center, Eau Claire, WI, US
Citizens Community Bancorp, Inc. functions as the parent entity for Citizens Community Federal N.A., offering a comprehensive array of conventional banking solutions to businesses, agricultural enterprises, and individual customers.
The company facilitates client deposits through diverse products, including checking accounts, savings and money market accounts, and certificates of deposit (CDs).
Its lending portfolio is equally broad, encompassing commercial real estate loans, commercial and industrial financing, agricultural land and operational loans, consumer credit, mortgages for one-to-four family residences, and home equity lines of credit.
Furthermore, Citizens Community Bancorp manages an investment portfolio featuring various securities such as mortgage-backed, corporate asset-backed, U.S. government agency-sponsored, corporate debt, and trust preferred instruments. Its operations span Wisconsin and Minnesota, supported by a network of 25 full-service branches.
Established in 1938, the bank holding company is headquartered in Eau Claire, Wisconsin.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Citizens Community Bancorp, Inc., and the rating behind it. CZWI last traded at $21.36, 16.4× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Citizens Community Bancorp, Inc.. Starting points for Citizens Community Bancorp, Inc.: P/E 16.4, EPS $1.28, beta 0.51 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Citizens Community Bancorp, Inc.. Citizens Community Bancorp, Inc. paid $0.32 per share over the last year — a 1.5% yield at the current $21.36 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Citizens Community Bancorp, Inc.. Trailing twelve-month EPS for Citizens Community Bancorp, Inc. stands at $1.28. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Citizens Community Bancorp, Inc.. Citizens Community Bancorp, Inc. has reported as a listed company since 2004. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Citizens Community Bancorp, Inc. valued side by side against its closest peers. Citizens Community Bancorp, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Citizens Community Bancorp, Inc., and how their positions are changing. At a $206.0M market value, institutional positions materially move Citizens Community Bancorp, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Citizens Community Bancorp, Inc. executives and directors. Shares of Citizens Community Bancorp, Inc. have traded between $14.61 and $24.43 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Citizens Community Bancorp, Inc.. Citizens Community Bancorp, Inc. is a $206.0M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Citizens Community Bancorp, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Citizens Community Bancorp, Inc.. Coverage tracks Citizens Community Bancorp, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.