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Company ProfileCentury Financial Corporation
  • Company Overview
  • Financial Data
  • Peer Comparison
  • Ownership & News
  • Discussion
CYFL
Century Financial Corporation Stock AnalysisComprehensive stock analysis for Century Financial Corporation (CYFL) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisCYFL
CYFL
Century Financial Corporation
  • Company Overview
  • Financial Data
  • Peer Comparison
  • Ownership & News
  • Discussion
CYFL
Home🔹Stocks🔹Century Financial Corporation

Century Financial Corporation

🇺🇸CYFL•OTC

Century Financial Corporation

🇺🇸CYFL•OTC
Market cap
$306.17M
Sentiment

Your view on CYFL

Mkt Cap
$306.17M
Sentiment
Your view
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Century Financial Corporation

Industry
Banks - Regional
Sector
Financial Services
CEO
Eric H. Beckhusen
Headquarters
100 West Chicago Street, Coldwater, MI, US
Industry
Banks - Regional
Sector
Financial Services
CEO
Eric H. Beckhusen
Headquarters
100 West Chicago Street, Coldwater, MI, US
Description

Century Financial Corporation operates as a bank holding company for Century Bank and Trust that provides a range of financial and trust services. The company's primary deposit products include checking, savings, term certificate, and individual retirement accounts.

It also provides residential mortgages; home equity, auto, specialty item, debt consolidation, construction, business term, and agri-business loans; small business Loans; real estate financing; lines of credit; letters of credit; and government loan guaranty programs.

In addition, the company provides account and deposit management; receivables management services, such as direct payment, remote deposit, merchant, lockbox processing, and cash concentration services; and online and mobile banking services.

Further, it offers account alerts; night and direct deposit, notary, wire transfer, guarantee, and ATM services; reorder and cashier's checks; debit, credit, gift, reloadable, and payroll cards; card valets; and safe deposit boxes.

Additionally, the company provides trust, investment planning, estate and financial planning, insurance advisory, and retirement planning services. It serves individuals and businesses. The company serves through a network of eleven banking offices located in Branch, St. Joseph, and Hillsdale Counties in Michigan.

Century Financial Corporation was founded in 1890 and is based in Coldwater, Michigan.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Century Financial Corporation, and the rating behind it. CYFL last traded at $47.03, 9.0× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Century Financial Corporation. Starting points for Century Financial Corporation: P/E 9.0, EPS $5.62, beta 0.22 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Century Financial Corporation. Century Financial Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Century Financial Corporation. Trailing twelve-month EPS for Century Financial Corporation stands at $5.62. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Century Financial Corporation. Century Financial Corporation has reported as a listed company since 2000. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Century Financial Corporation valued side by side against its closest peers. Century Financial Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Century Financial Corporation, and how their positions are changing. At a $306.2M market value, institutional positions materially move Century Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Century Financial Corporation executives and directors. Shares of Century Financial Corporation have traded between $40.16 and $48.04 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Century Financial Corporation. Century Financial Corporation is a $306.2M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Century Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Century Financial Corporation. Coverage tracks Century Financial Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Discussion

Comments

Comments and replies from FRC members about this company.

Peer companies

  • ADKTThe Adirondack Trust Company
  • BORTBank of Botetourt
  • CSHXCashmere Valley Bank
  • CTUYCentury Next Financial Corporation
  • FFDFFFD Financial Corporation
  • FNWDFinward Bancorp
  • FRAFFranklin Financial Services Corporation
  • RVRFRiver Financial Corporation

More Banks - Regional companies

  • NRIMNorthrim BanCorp, Inc.
  • NSTSNSTS Bancorp, Inc.
  • NTBThe Bank of N.T. Butterfield & Son Limited
  • NTBPNew Tripoli Bancorp, Inc.
  • NUNu Holdings Ltd.
  • NWBINorthwest Bancshares, Inc.
  • NWFLNorwood Financial Corp.
  • NWGNatWest Group plc
  • NWPPNew Peoples Bankshares, Inc.
  • NXTYQNexity Financial Corporation
  • OAKVOak View Bankshares, Inc.
  • OBKOrigin Bancorp, Inc.
CYFL Analysis
Good
Past2
Growth5
Health5
Profit3
Value4

News

Latest Market News

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