Century Financial Corporation
Century Financial Corporation
Your view on CYFL
Overview
What the company does, where it operates, and who runs it.
About Century Financial Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Eric H. Beckhusen
- Headquarters
- 100 West Chicago Street, Coldwater, MI, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Eric H. Beckhusen
- Headquarters
- 100 West Chicago Street, Coldwater, MI, US
Century Financial Corporation operates as a bank holding company for Century Bank and Trust that provides a range of financial and trust services. The company's primary deposit products include checking, savings, term certificate, and individual retirement accounts.
It also provides residential mortgages; home equity, auto, specialty item, debt consolidation, construction, business term, and agri-business loans; small business Loans; real estate financing; lines of credit; letters of credit; and government loan guaranty programs.
In addition, the company provides account and deposit management; receivables management services, such as direct payment, remote deposit, merchant, lockbox processing, and cash concentration services; and online and mobile banking services.
Further, it offers account alerts; night and direct deposit, notary, wire transfer, guarantee, and ATM services; reorder and cashier's checks; debit, credit, gift, reloadable, and payroll cards; card valets; and safe deposit boxes.
Additionally, the company provides trust, investment planning, estate and financial planning, insurance advisory, and retirement planning services. It serves individuals and businesses. The company serves through a network of eleven banking offices located in Branch, St. Joseph, and Hillsdale Counties in Michigan.
Century Financial Corporation was founded in 1890 and is based in Coldwater, Michigan.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Century Financial Corporation, and the rating behind it. CYFL last traded at $47.03, 8.9× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Century Financial Corporation. Starting points for Century Financial Corporation: P/E 8.9, EPS $5.62, beta 0.22 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Century Financial Corporation. Century Financial Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Century Financial Corporation. Trailing twelve-month EPS for Century Financial Corporation stands at $5.62. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Century Financial Corporation. Century Financial Corporation has reported as a listed company since 2000. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Century Financial Corporation valued side by side against its closest peers. Century Financial Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Century Financial Corporation, and how their positions are changing. At a $306.2M market value, institutional positions materially move Century Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Century Financial Corporation executives and directors. Shares of Century Financial Corporation have traded between $40.16 and $48.04 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Century Financial Corporation. Century Financial Corporation is a $306.2M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Century Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Century Financial Corporation. Coverage tracks Century Financial Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.