Uwharrie Capital Corp
Uwharrie Capital Corp
Your view on UWHR
Overview
What the company does, where it operates, and who runs it.
About Uwharrie Capital Corp
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Roger Lee Dick
- Headquarters
- 132 North First Street, Albemarle, NC, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Roger Lee Dick
- Headquarters
- 132 North First Street, Albemarle, NC, US
Uwharrie Capital Corp operates as the bank holding company for Uwharrie Bank that provides retail and commercial banking services to individuals and small to medium-sized businesses in North Carolina.
The company accepts personal and commercial checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts.
It also offers various loan products, such as commercial loans and various consumer-type loans to individuals, including installment and mortgage loans, equity lines of credit, and overdraft checking credit.
In addition, the company provides internet, mobile, and telephone banking services, as well as check and credit cards; and sells various insurance products comprising annuities, life and disability insurance, long-term care, and Medicare supplements. Further, it operates as a securities broker-dealer and a mortgage brokerage company.
Additionally, the company provides portfolio management services to customers in the Charlotte Metropolitan and Uwharrie Lakes Regions. The company was incorporated in 1993 and is based in Albemarle, North Carolina.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Uwharrie Capital Corp, and the rating behind it. UWHR last traded at $10.75, 8.0× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Uwharrie Capital Corp. Starting points for Uwharrie Capital Corp: P/E 8.0, EPS $1.76, beta 0.18 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Uwharrie Capital Corp. Uwharrie Capital Corp does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Uwharrie Capital Corp. Trailing twelve-month EPS for Uwharrie Capital Corp stands at $1.76. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Uwharrie Capital Corp. Uwharrie Capital Corp has reported as a listed company since 2007. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Uwharrie Capital Corp valued side by side against its closest peers. Uwharrie Capital Corp is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Uwharrie Capital Corp, and how their positions are changing. At a $77.4M market value, institutional positions materially move Uwharrie Capital Corp's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Uwharrie Capital Corp executives and directors. Shares of Uwharrie Capital Corp have traded between $7.96 and $11.24 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Uwharrie Capital Corp. Uwharrie Capital Corp is a $77.4M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Uwharrie Capital Corp. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Uwharrie Capital Corp. Coverage tracks Uwharrie Capital Corp within Banks - Regional (Financial Services). Press releases and market coverage, newest first.