First Reliance Bancshares, Inc.
First Reliance Bancshares, Inc.
Your view on FSRL
Overview
What the company does, where it operates, and who runs it.
About First Reliance Bancshares, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Fredrick R. Saunders Jr.
- Headquarters
- 2170 West Palmetto Street, Florence, SC, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Fredrick R. Saunders Jr.
- Headquarters
- 2170 West Palmetto Street, Florence, SC, US
First Reliance Bancshares, Inc. operates as the bank holding company for First Reliance Bank that provides banking products and services in the United States. The company offers checking, savings, money market, and individual retirement accounts; certificates of deposit; and insurance products.
It also provides personal loans, including unsecured, auto, real estate, overdraft protection, and other loans, as well as home equity line of credit; business loans, such as business installment, commercial real estate, and overdraft protection loans, as well as business lines of credit; mortgage loans; and debit and credit card services.
In addition, the company offers treasury; indirect dealer; online, mobile, and business banking; and other services. First Reliance Bancshares, Inc. was founded in 1999 and is based in Florence, South Carolina.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for First Reliance Bancshares, Inc., and the rating behind it. FSRL last traded at $14.93, 13.0× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for First Reliance Bancshares, Inc.. Starting points for First Reliance Bancshares, Inc.: P/E 13.0, EPS $1.53, beta 0.18 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for First Reliance Bancshares, Inc.. First Reliance Bancshares, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for First Reliance Bancshares, Inc.. Trailing twelve-month EPS for First Reliance Bancshares, Inc. stands at $1.53. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for First Reliance Bancshares, Inc.. First Reliance Bancshares, Inc. has reported as a listed company since 2004. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
First Reliance Bancshares, Inc. valued side by side against its closest peers. First Reliance Bancshares, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold First Reliance Bancshares, Inc., and how their positions are changing. At a $117.1M market value, institutional positions materially move First Reliance Bancshares, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by First Reliance Bancshares, Inc. executives and directors. Shares of First Reliance Bancshares, Inc. have traded between $9.00 and $16.03 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming First Reliance Bancshares, Inc.. First Reliance Bancshares, Inc. is a $117.1M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming First Reliance Bancshares, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for First Reliance Bancshares, Inc.. Coverage tracks First Reliance Bancshares, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.