Oak Ridge Financial Services, Inc.
Oak Ridge Financial Services, Inc.
Your view on BKOR
Overview
What the company does, where it operates, and who runs it.
About Oak Ridge Financial Services, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Thomas W. Wayne
- Headquarters
- 2211 Oak Ridge Road, Oak Ridge, NC, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Thomas W. Wayne
- Headquarters
- 2211 Oak Ridge Road, Oak Ridge, NC, US
Oak Ridge Financial Services, Inc. operates as a bank holding company for Bank of Oak Ridge that provides various banking products and services for individuals and businesses.
It offers checking, savings, and money market accounts; overdrafts; auto, home equity, mortgage, business term, and business SBA loans; business lines of credit; credit cards; and online and mobile banking products and services.
The company also provides health savings accounts, identity theft protection, wealth management, cash management, and remote deposit capture services; and auto, home, small business, renters, life, boat and watercraft, classic car, motorcycle, flood, pet, and umbrella insurance products.
It operates through a network of branches in Oak Ridge, Greensboro, and Summerfield, North Carolina. The company was founded in 2000 and is based in Oak Ridge, North Carolina.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Oak Ridge Financial Services, Inc., and the rating behind it. BKOR last traded at $30.00, 11.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Oak Ridge Financial Services, Inc.. Starting points for Oak Ridge Financial Services, Inc.: P/E 11.2, EPS $2.83, beta 0.08 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Oak Ridge Financial Services, Inc.. Oak Ridge Financial Services, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Oak Ridge Financial Services, Inc.. Trailing twelve-month EPS for Oak Ridge Financial Services, Inc. stands at $2.83. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Oak Ridge Financial Services, Inc.. Oak Ridge Financial Services, Inc. has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Oak Ridge Financial Services, Inc. valued side by side against its closest peers. Oak Ridge Financial Services, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Oak Ridge Financial Services, Inc., and how their positions are changing. At a $82.3M market value, institutional positions materially move Oak Ridge Financial Services, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Oak Ridge Financial Services, Inc. executives and directors. Shares of Oak Ridge Financial Services, Inc. have traded between $19.90 and $30.25 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Oak Ridge Financial Services, Inc.. Oak Ridge Financial Services, Inc. is a $82.3M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Oak Ridge Financial Services, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Oak Ridge Financial Services, Inc.. Coverage tracks Oak Ridge Financial Services, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.