Provident Financial Holdings, Inc.
Provident Financial Holdings, Inc.
Your view on PROV
Overview
What the company does, where it operates, and who runs it.
About Provident Financial Holdings, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Donavon P. Ternes
- Headquarters
- 3756 Central Avenue, Riverside, CA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Donavon P. Ternes
- Headquarters
- 3756 Central Avenue, Riverside, CA, US
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California.
Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans.
The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County.
The company was founded in 1956 and is based in Riverside, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Provident Financial Holdings, Inc., and the rating behind it. PROV last traded at $18.63, 18.1× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Provident Financial Holdings, Inc.. Starting points for Provident Financial Holdings, Inc.: P/E 18.1, EPS $1.05, beta 0.32 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Provident Financial Holdings, Inc.. Provident Financial Holdings, Inc. paid $0.56 per share over the last year — a 3.0% yield at the current $18.63 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Provident Financial Holdings, Inc.. Trailing twelve-month EPS for Provident Financial Holdings, Inc. stands at $1.05. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Provident Financial Holdings, Inc.. Provident Financial Holdings, Inc. has reported as a listed company since 1996. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Provident Financial Holdings, Inc. valued side by side against its closest peers. Provident Financial Holdings, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Provident Financial Holdings, Inc., and how their positions are changing. At a $116.5M market value, institutional positions materially move Provident Financial Holdings, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Provident Financial Holdings, Inc. executives and directors. Shares of Provident Financial Holdings, Inc. have traded between $12.98 and $16.70 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Provident Financial Holdings, Inc.. Provident Financial Holdings, Inc. is a $116.5M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Provident Financial Holdings, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Provident Financial Holdings, Inc.. Coverage tracks Provident Financial Holdings, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.