Southern BancShares (N.C.), Inc.
Southern BancShares (N.C.), Inc.
Your view on SBNC
Overview
What the company does, where it operates, and who runs it.
About Southern BancShares (N.C.), Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Drew Covert
- Headquarters
- 116 East Main Street, Mount Olive, NC, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Drew Covert
- Headquarters
- 116 East Main Street, Mount Olive, NC, US
Southern BancShares (N.C.), Inc., through its subsidiary Southern Bank and Trust Company, provides commercial banking services to consumers and businesses in North Carolina and Virginia.
It provides checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; personal loans, which include cash reserve, vehicle leasing, home equity line, credit card, and automotive loan products; mortgage loans; and business loans, such as business leasing, reserve plus, merchant accounts, and business credit cards, as well as construction, commercial, and agriculture loan products.
The company also offers treasury, online and mobile banking services, night deposit services, cashier's checks, investment and brokerage services, ATM/Visa check cards, cell phone protection services, wire transfers, and safe deposit boxes.
It operates through a network of approximately 60 offices in North Carolina and Virginia. Southern BancShares (N.C.), Inc. was founded in 1901 and is headquartered in Mount Olive, North Carolina.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Southern BancShares (N.C.), Inc., and the rating behind it. SBNC last traded at $12000.00, 15.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Southern BancShares (N.C.), Inc.. Starting points for Southern BancShares (N.C.), Inc.: P/E 15.3, EPS $850.99, beta 0.25 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Southern BancShares (N.C.), Inc.. Southern BancShares (N.C.), Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Southern BancShares (N.C.), Inc.. Trailing twelve-month EPS for Southern BancShares (N.C.), Inc. stands at $850.99. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Southern BancShares (N.C.), Inc.. Southern BancShares (N.C.), Inc. has reported as a listed company since 2016. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Southern BancShares (N.C.), Inc. valued side by side against its closest peers. Southern BancShares (N.C.), Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Southern BancShares (N.C.), Inc., and how their positions are changing. At a $911.3M market value, institutional positions materially move Southern BancShares (N.C.), Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Southern BancShares (N.C.), Inc. executives and directors. Shares of Southern BancShares (N.C.), Inc. have traded between $7900.00 and $12100.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Southern BancShares (N.C.), Inc.. Southern BancShares (N.C.), Inc. is a $911.3M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Southern BancShares (N.C.), Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Southern BancShares (N.C.), Inc.. Coverage tracks Southern BancShares (N.C.), Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.