Postal Savings Bank of China Co., Ltd.
Postal Savings Bank of China Co., Ltd.
Your view on PSTVY
Overview
What the company does, where it operates, and who runs it.
About Postal Savings Bank of China Co., Ltd.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Xinzhuang Niu
- Headquarters
- No. 3 Financial Street, Beijing, CN
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Xinzhuang Niu
- Headquarters
- No. 3 Financial Street, Beijing, CN
Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China.
Its Personal Banking segment offers savings products, such as demand, time, personal call, time/demand optional, and foreign currency deposits; passbooks; certificate of deposits; micro, personal pledged, and personal business loans; debit and credit cards; wealth management products and funds; and insurance agency services.
This segment is also involved in distribution of fund products, electronic bonds, and precious metals; and provides payment and collection agency, various settlement, domestic remittance and exchange, cross-border remittance, personal exchange settlement and sale, and foreign currency exchange services.
The company's Corporate Banking segment provides time, demand, call, and negotiated deposits; working capital, fixed asset, trade finance, stock pledge, land reserve, syndicated, real estate development, property mortgage, and consignment loans; cash management services; negotiable instruments; trade finance and international settlement services; and financial markets services.
Its Treasury segment offers interbank lending transactions, repurchase and resale transactions, debt instrument investments, equity instrument investment, investment banking, bond securities, and wealth management products, etc., as well as trades in financial products comprising money market, fixed income, and foreign exchange products, as well as derivatives and precious metals.
The company also provides online, mobile, and self-service banking services. As of December 31, 2021, it had 39,603 outlets, including 7,828 directly operated outlets and 31,775 agency outlets. The company was founded in 2007 and is headquartered in Beijing, the People's Republic of China.
Postal Savings Bank of China Co., Ltd. is a subsidiary of China Post Group Corporation.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Postal Savings Bank of China Co., Ltd., and the rating behind it. PSTVY last traded at $12.77, 7.5× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Postal Savings Bank of China Co., Ltd.. Starting points for Postal Savings Bank of China Co., Ltd.: P/E 7.5, EPS $13.72, beta 0.45 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Postal Savings Bank of China Co., Ltd.. Postal Savings Bank of China Co., Ltd. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Postal Savings Bank of China Co., Ltd.. Trailing twelve-month EPS for Postal Savings Bank of China Co., Ltd. stands at $13.72. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Postal Savings Bank of China Co., Ltd.. Postal Savings Bank of China Co., Ltd. has reported as a listed company since 2018. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Postal Savings Bank of China Co., Ltd. valued side by side against its closest peers. Postal Savings Bank of China Co., Ltd. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Postal Savings Bank of China Co., Ltd., and how their positions are changing. At a $67.70B market value, institutional positions materially move Postal Savings Bank of China Co., Ltd.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Postal Savings Bank of China Co., Ltd. executives and directors. Shares of Postal Savings Bank of China Co., Ltd. have traded between $10.91 and $14.95 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Postal Savings Bank of China Co., Ltd.. Postal Savings Bank of China Co., Ltd. is a $67.70B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Postal Savings Bank of China Co., Ltd.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Postal Savings Bank of China Co., Ltd.. Coverage tracks Postal Savings Bank of China Co., Ltd. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.