United Bancorporation of Alabama, Inc.
United Bancorporation of Alabama, Inc.
Your view on UBAB
Overview
What the company does, where it operates, and who runs it.
About United Bancorporation of Alabama, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Michael R. Vincent
- Headquarters
- 200 East Nashville Avenue, Atmore, AL, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Michael R. Vincent
- Headquarters
- 200 East Nashville Avenue, Atmore, AL, US
United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services.
It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community, agribusiness loans, and working lines of credit; and overdraft services.
In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes.
Further, it provides check cashing, convenience, reorder checks, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for United Bancorporation of Alabama, Inc., and the rating behind it. UBAB last traded at $51.50, 10.7× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for United Bancorporation of Alabama, Inc.. Starting points for United Bancorporation of Alabama, Inc.: P/E 10.7, EPS $7.08, beta 0.45 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for United Bancorporation of Alabama, Inc.. United Bancorporation of Alabama, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for United Bancorporation of Alabama, Inc.. Trailing twelve-month EPS for United Bancorporation of Alabama, Inc. stands at $7.08. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for United Bancorporation of Alabama, Inc.. United Bancorporation of Alabama, Inc. has reported as a listed company since 2007. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
United Bancorporation of Alabama, Inc. valued side by side against its closest peers. United Bancorporation of Alabama, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold United Bancorporation of Alabama, Inc., and how their positions are changing. At a $166.6M market value, institutional positions materially move United Bancorporation of Alabama, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by United Bancorporation of Alabama, Inc. executives and directors. Shares of United Bancorporation of Alabama, Inc. have traded between $48.10 and $57.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming United Bancorporation of Alabama, Inc.. United Bancorporation of Alabama, Inc. is a $166.6M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming United Bancorporation of Alabama, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for United Bancorporation of Alabama, Inc.. Coverage tracks United Bancorporation of Alabama, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.