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United Bancorp, Inc. Stock AnalysisComprehensive stock analysis for United Bancorp, Inc. (UBCP) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisUBCP
UBCP
United Bancorp, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
UBCP
Home🔹Stocks🔹United Bancorp, Inc.

United Bancorp, Inc.

🇺🇸UBCP•NASDAQ

United Bancorp, Inc.

🇺🇸UBCP•NASDAQ
Market cap
$90.88M
Sentiment

Your view on UBCP

Mkt Cap
$90.88M
Sentiment
Your view
UBCP
United Bancorp, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
UBCP
Company Overview

Overview

What the company does, where it operates, and who runs it.

About United Bancorp, Inc.

Industry
Banks - Regional
Sector
Financial Services
CEO
Scott A. Everson
Headquarters
201 South Fourth Street, Martins Ferry, OH, US
Industry
Banks - Regional
Sector
Financial Services
CEO
Scott A. Everson
Headquarters
201 South Fourth Street, Martins Ferry, OH, US
Description

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans.

As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for United Bancorp, Inc., and the rating behind it. UBCP last traded at $15.72, 11.0× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for United Bancorp, Inc.. Starting points for United Bancorp, Inc.: P/E 11.0, EPS $1.46, beta 0.35 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for United Bancorp, Inc.. United Bancorp, Inc. paid $0.95 per share over the last year — a 6.0% yield at the current $15.72 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for United Bancorp, Inc.. Trailing twelve-month EPS for United Bancorp, Inc. stands at $1.46. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for United Bancorp, Inc.. United Bancorp, Inc. has reported as a listed company since 1993. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

United Bancorp, Inc. valued side by side against its closest peers. United Bancorp, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold United Bancorp, Inc., and how their positions are changing. At a $90.9M market value, institutional positions materially move United Bancorp, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by United Bancorp, Inc. executives and directors. Shares of United Bancorp, Inc. have traded between $12.25 and $15.64 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming United Bancorp, Inc.. United Bancorp, Inc. is a $90.9M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming United Bancorp, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for United Bancorp, Inc.. Coverage tracks United Bancorp, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • ASRV — AmeriServ Financial, Inc.
  • AUBN — Auburn National Bancorporation, Inc.
  • BOTJ — Bank of the James Financial Group, Inc.
  • CASH — Pathward Financial, Inc.
  • FDSB — Fifth District Savings Bank
  • FNWB — First Northwest Bancorp
  • FUSB — First US Bancshares, Inc.
  • HNNA — Hennessy Advisors, Inc.

More Banks - Regional companies

  • CHMG — Chemung Financial Corporation
  • CIB — Grupo Cibest S.A.
  • CIBEY — Commercial International Bank (Egypt) S.A.E
  • CIBH — CIB Marine Bancshares, Inc.
  • CIBN — Community Investors Bancorp, Inc.
  • CIHHF — China Merchants Bank Co., Ltd.
  • BMDPF — Banca Monte dei Paschi di Siena S.p.A.
  • BMRC — Bank of Marin Bancorp
  • BNCC — BNCCORP, Inc.
  • BNCDY — Banca Mediolanum S.p.A.
  • BNCZF — Banco BPM S.p.A.
  • BNKHF — BOC Hong Kong (Holdings) Limited

ETFs holding United Bancorp, Inc.

  • IWC — iShares Micro-Cap ETF (0.02%)
  • VXF — Vanguard Extended Market ETF (0.00%)
  • DFMC — U.S. Micro Cap Portfolio ETF (0.00%)
  • DFSU — Dimensional - US Sustainability Core 1 ETF (0.00%)
  • DFAT — Dimensional - US Targeted Value ETF (0.00%)
  • DCOR — Dimensional - US Core Equity 1 ETF (0.00%)
  • DFAC — Dimensional - US Core Equity 2 ETF (0.00%)
  • DFUS — Dimensional - US Equity Market ETF (0.00%)

News

Latest Market News