Citizens Bancorp Investment, Inc.
Citizens Bancorp Investment, Inc.
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Overview
What the company does, where it operates, and who runs it.
About Citizens Bancorp Investment, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Peter G. Williston
- Headquarters
- 400 Highway 52 West, Lafayette, TN, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Peter G. Williston
- Headquarters
- 400 Highway 52 West, Lafayette, TN, US
Citizens Bancorp Investment, Inc. provides various banking products and services in Tennessee.
The company offers checking and savings accounts, certificates of deposits and individual retirement accounts, credit and debit cards, overdrafts, real-time processing, and online and mobile banking services, as well as cash management, and personal and business services for individuals and businesses.
It also provides personal, mortgage, construction, agriculture, commercial, and officers loans, as well as wealth management services. The company serves in Bedford, Clay, Coffee, DeKalb, Franklin, Jackson, Macon, Overton, Putnam, Smith, Sumner, and Wilson and surrounding counties in Middle Tennessee through 22 banking offices.
Citizens Bancorp Investment, Inc. was founded in 1909 and is based in Lafayette, Tennessee.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Citizens Bancorp Investment, Inc., and the rating behind it. CBTN last traded at $33.25, 9.1× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Citizens Bancorp Investment, Inc.. Starting points for Citizens Bancorp Investment, Inc.: P/E 9.1, EPS $3.91, beta 0.08 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Citizens Bancorp Investment, Inc.. Citizens Bancorp Investment, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Citizens Bancorp Investment, Inc.. Trailing twelve-month EPS for Citizens Bancorp Investment, Inc. stands at $3.91. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Citizens Bancorp Investment, Inc.. Citizens Bancorp Investment, Inc. has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Citizens Bancorp Investment, Inc. valued side by side against its closest peers. Citizens Bancorp Investment, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Citizens Bancorp Investment, Inc., and how their positions are changing. At a $196.3M market value, institutional positions materially move Citizens Bancorp Investment, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Citizens Bancorp Investment, Inc. executives and directors. Shares of Citizens Bancorp Investment, Inc. have traded between $27.00 and $33.25 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Citizens Bancorp Investment, Inc.. Citizens Bancorp Investment, Inc. is a $196.3M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Citizens Bancorp Investment, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Citizens Bancorp Investment, Inc.. Coverage tracks Citizens Bancorp Investment, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.