SmartFinancial, Inc.
SmartFinancial, Inc.
Your view on SMBK
Overview
What the company does, where it operates, and who runs it.
About SmartFinancial, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- William Young Carroll Jr.
- Headquarters
- 5401 Kingston Pike, Knoxville, TN, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- William Young Carroll Jr.
- Headquarters
- 5401 Kingston Pike, Knoxville, TN, US
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments.
The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit.
It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities.
In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for SmartFinancial, Inc., and the rating behind it. SMBK last traded at $52.24, 15.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for SmartFinancial, Inc.. Starting points for SmartFinancial, Inc.: P/E 15.2, EPS $3.41, beta 0.68 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for SmartFinancial, Inc.. SmartFinancial, Inc. paid $0.34 per share over the last year — a 0.7% yield at the current $52.24 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for SmartFinancial, Inc.. Trailing twelve-month EPS for SmartFinancial, Inc. stands at $3.41. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for SmartFinancial, Inc.. SmartFinancial, Inc. has reported as a listed company since 2003. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
SmartFinancial, Inc. valued side by side against its closest peers. SmartFinancial, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold SmartFinancial, Inc., and how their positions are changing. At a $893.2M market value, institutional positions materially move SmartFinancial, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by SmartFinancial, Inc. executives and directors. Shares of SmartFinancial, Inc. have traded between $26.31 and $37.92 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming SmartFinancial, Inc.. SmartFinancial, Inc. is a $893.2M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming SmartFinancial, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for SmartFinancial, Inc.. Coverage tracks SmartFinancial, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.