United Bancshares, Inc.
United Bancshares, Inc.
Your view on UBOH
Overview
What the company does, where it operates, and who runs it.
About United Bancshares, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Brian D. Young
- Headquarters
- 105 Progressive Drive, Columbus Grove, OH, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Brian D. Young
- Headquarters
- 105 Progressive Drive, Columbus Grove, OH, US
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services.
The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit.
Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans.
The company also offers wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance services; and treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services.
It operates eighteen full service banking centers and three loan production offices in northwest and central Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for United Bancshares, Inc., and the rating behind it. UBOH last traded at $39.25, 9.9× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for United Bancshares, Inc.. Starting points for United Bancshares, Inc.: P/E 9.9, EPS $4.17, beta -0.08 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for United Bancshares, Inc.. United Bancshares, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for United Bancshares, Inc.. Trailing twelve-month EPS for United Bancshares, Inc. stands at $4.17. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for United Bancshares, Inc.. United Bancshares, Inc. has reported as a listed company since 1996. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
United Bancshares, Inc. valued side by side against its closest peers. United Bancshares, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold United Bancshares, Inc., and how their positions are changing. At a $116.4M market value, institutional positions materially move United Bancshares, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by United Bancshares, Inc. executives and directors. Shares of United Bancshares, Inc. have traded between $22.75 and $45.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming United Bancshares, Inc.. United Bancshares, Inc. is a $116.4M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming United Bancshares, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for United Bancshares, Inc.. Coverage tracks United Bancshares, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.