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UMB Financial Corporation Stock AnalysisComprehensive stock analysis for UMB Financial Corporation (UMBF) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisUMBF
UMBF
UMB Financial Corporation
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
UMBF
Home🔹Stocks🔹UMB Financial Corporation

UMB Financial Corporation

🇺🇸UMBF•NASDAQ

UMB Financial Corporation

🇺🇸UMBF•NASDAQ
Market cap
$10.44B
Sentiment

Your view on UMBF

Mkt Cap
$10.44B
Sentiment
Your view
UMBF
UMB Financial Corporation
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
UMBF
Company Overview

Overview

What the company does, where it operates, and who runs it.

About UMB Financial Corporation

Industry
Banks - Regional
Sector
Financial Services
CEO
J. Mariner Kemper
Headquarters
1010 Grand Boulevard, Kansas City, MO, US
Industry
Banks - Regional
Sector
Financial Services
CEO
J. Mariner Kemper
Headquarters
1010 Grand Boulevard, Kansas City, MO, US
Description

UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services.

The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service.

The Institutional Banking segment offers asset management and healthcare service provided to institutional client; and fund administration and accounting, investor service and transfer agency, marketing and distribution, custody, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service.

This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions.

The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, and small business loan, as well as internet banking, ATM network, private banking, brokerage and insurance service, and advisory and trust service.

It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for UMB Financial Corporation, and the rating behind it. UMBF last traded at $137.46, 11.4× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for UMB Financial Corporation. Starting points for UMB Financial Corporation: P/E 11.4, EPS $12.41, beta 0.78 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for UMB Financial Corporation. UMB Financial Corporation paid $1.69 per share over the last year — a 1.2% yield at the current $137.46 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for UMB Financial Corporation. Trailing twelve-month EPS for UMB Financial Corporation stands at $12.41. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for UMB Financial Corporation. UMB Financial Corporation has reported as a listed company since 1980. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

UMB Financial Corporation valued side by side against its closest peers. UMB Financial Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold UMB Financial Corporation, and how their positions are changing. At a $10.44B market value, institutional positions materially move UMB Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by UMB Financial Corporation executives and directors. Shares of UMB Financial Corporation have traded between $82.00 and $129.94 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming UMB Financial Corporation. UMB Financial Corporation is a $10.44B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming UMB Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for UMB Financial Corporation. Coverage tracks UMB Financial Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • BOKF — BOK Financial Corporation
  • BPOP — Popular, Inc.
  • CBSH — Commerce Bancshares, Inc.
  • CFG — Citizens Financial Group, Inc.
  • CFR — Cullen/Frost Bankers, Inc.
  • ONB — Old National Bancorp
  • SSB — SouthState Corporation
  • WAL — Western Alliance Bancorporation

More Banks - Regional companies

  • FRMEP — First Merchants Corporation
  • FRSB — First Resource Bancorp Inc.
  • FRST — Primis Financial Corp.
  • FSBC — Five Star Bancorp
  • FSBH — FSBH Corp.
  • FSBW — FS Bancorp, Inc.
  • FSEA — First Seacoast Bancorp
  • FSGB — 1st Federal Savings Bank of SC, Inc.
  • FSMK — 1ST SUMMIT BANCORP of Johnstown, Inc.
  • FSRL — First Reliance Bancshares, Inc.
  • FSTF — First State Financial Corporation
  • FSUN — FirstSun Capital Bancorp

ETFs holding UMB Financial Corporation

  • SMCF — Themes US Small Cap Cash Flow Champions ETF (3.18%)
  • HUM.TO — Hamilton U.S. Mid-Cap Financials ETF (3.10%)
  • CSMD — Congress SMID Growth ETF (2.13%)
  • NBSM — Neuberger Berman Small-Mid Cap ETF (1.99%)
  • IAT — iShares US Regional Banks ETF (1.66%)

News

Latest Market News