FRC
FRC Logo
Sign InGet Access

Connect With Us

Stay updated with our latest research and insights

Fundamental Research Corp Logo

Highly ranked equity research firm providing institutional grade tools and analysis to all investors worldwide. Trusted by global investors for over 20+ years.

20+ Years
Rate us on TrustpilotLeave a review

Policies

  • Privacy Policy
  • Terms of Service
  • Disclaimer

Company

  • About Us
  • Our Team
  • Contact Us
  • Leave a Review

Resources

  • Videos
  • Research Reports
  • FAQ
  • How to use FRC

Browse

  • Stock Directory
  • Stock Screener
  • Market Intel Weekly
  • Report Archive

Trackers

  • Congress Trading
  • Senate Trading
  • Congress Net Worth
  • Commodities

© 2026 Fundamental Research Corp. All Rights Reserved.

Professional investment research since 2003

Home
Research
Get Access
Sign In
United National Bank Stock AnalysisComprehensive stock analysis for United National Bank (UNBK) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisUNBK
UNBK
United National Bank
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
UNBK
Home🔹Stocks🔹United National Bank

United National Bank

🇺🇸UNBK•OTC

United National Bank

🇺🇸UNBK•OTC
Market cap
$44.72M
Sentiment

Your view on UNBK

Mkt Cap
$44.72M
Sentiment
Your view
UNBK
United National Bank
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
UNBK
Company Overview

Overview

What the company does, where it operates, and who runs it.

About United National Bank

Industry
Banks - Regional
Sector
Financial Services
CEO
Matthew McCaskill
Headquarters
722 North Broad Street, Cairo, GA, US
Industry
Banks - Regional
Sector
Financial Services
CEO
Matthew McCaskill
Headquarters
722 North Broad Street, Cairo, GA, US
Description

United National Bank offers various banking products and services in the Grady County. The company offers checking and savings accounts; credit cards; individual retirement accounts and certificates of deposits; business and merchant accounts; mortgage loans; direct deposit and SMS guardian services; and safe deposit boxes.

It also offers mortgage, construction, business, personal, automobile, home improvement, agricultural, and installment loans; and online and mobile banking services. The company is based in Cairo, Georgia.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for United National Bank, and the rating behind it. UNBK last traded at $55.56; the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for United National Bank. Starting points for United National Bank: beta -0.51 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for United National Bank. United National Bank does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for United National Bank. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for United National Bank. United National Bank has reported as a listed company since 2011. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

United National Bank valued side by side against its closest peers. United National Bank is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold United National Bank, and how their positions are changing. At a $44.7M market value, institutional positions materially move United National Bank's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by United National Bank executives and directors. Shares of United National Bank have traded between $48.00 and $64.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming United National Bank. United National Bank is a $44.7M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming United National Bank. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for United National Bank. Coverage tracks United National Bank within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • CBAF — CITBA Financial Corporation
  • CCBC — Chino Commercial Bancorp
  • CEFC — Commercial National Financial Corporation
  • EQFN — Equitable Financial Corp.
  • FBVI — FCN Banc Corp.
  • FMFG — Farmers and Merchants Bancshares, Inc.
  • HBSI — Highlands Bankshares, Inc.
  • MVLY — Mission Valley Bancorp

More Banks - Regional companies

  • THFF — First Financial Corporation
  • THVB — Thomasville Bancshares, Inc.
  • TKGBF — Turkiye Garanti Bankasi A.S.
  • TKGBY — Turkiye Garanti Bankasi A.S.
  • TKYVY — Türkiye Vakiflar Bankasi Türk Anonim Ortakligi
  • TMAK — Touchmark Bancshares, Inc.
  • TMCV — Temecula Valley Bancorp Inc.
  • TMP — Tompkins Financial Corporation
  • TOWN — TowneBank
  • TRCY — Tri City Bankshares Corporation
  • TRMK — Trustmark Corporation
  • TRST — TrustCo Bank Corp NY

ETFs holding United National Bank

  • XCNY — State Street SPDR S&P Emerging Markets ex-China ETF (0.05%)
  • JHEM — John Hancock Investments - Multifactor Emerging Markets ETF (0.03%)
  • QEMM — State Street SPDR MSCI Emerging Markets StrategicFactors ETF (0.03%)
  • EEMX — State Street SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF (0.02%)

News

Latest Market News