Intercorp Financial Services Inc.
Intercorp Financial Services Inc.
Your view on IFS
Overview
What the company does, where it operates, and who runs it.
About Intercorp Financial Services Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Lord Luis Felipe Castellanos Lopez-Torres
- Headquarters
- Torre Interbank, Lima, PE
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Lord Luis Felipe Castellanos Lopez-Torres
- Headquarters
- Torre Interbank, Lima, PE
Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial clients in Peru. The company operates through three segments: Banking, Insurance, and Wealth Management.
It provides transactional accounts, such as cuenta sueldo and cuenta simple; savings accounts; investment accounts; and time deposits, certificates of deposit, and compensation for service time accounts.
The company also offers retail banking products, including credit cards, payroll deduction loans, mortgages, and consumer loans, as well as cash, student, and collateralized cash loans.
In addition, the company provides corporate, medium-size business, and small business banking services; and commercial banking products, which include commercial real estate, vehicles, machinery and other goods, cash management, trade finance, and electronic factoring products.
Further, it offers treasury and institutional banking, as well as securitization services.
Additionally, the company provides annuities and conventional life insurance, and other retail insurance products, as well as financial advisory services for equities, fixed income, structured products, alternative investments, and managed accounts; brokerage, and investment management services.
As of December 31, 2021, it operated 189 financial stores and 1,581 ATMs. Intercorp Financial Services Inc. was incorporated in 1897 and is based in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Intercorp Financial Services Inc., and the rating behind it. IFS last traded at $51.65, 9.4× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Intercorp Financial Services Inc.. Starting points for Intercorp Financial Services Inc.: P/E 9.4, EPS $18.83, beta 0.42 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Intercorp Financial Services Inc.. Intercorp Financial Services Inc. paid $1.80 per share over the last year — a 3.5% yield at the current $51.65 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Intercorp Financial Services Inc.. Trailing twelve-month EPS for Intercorp Financial Services Inc. stands at $18.83. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Intercorp Financial Services Inc.. Intercorp Financial Services Inc. has reported as a listed company since 2019. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Intercorp Financial Services Inc. valued side by side against its closest peers. Intercorp Financial Services Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Intercorp Financial Services Inc., and how their positions are changing. At a $5.70B market value, institutional positions materially move Intercorp Financial Services Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Intercorp Financial Services Inc. executives and directors. Shares of Intercorp Financial Services Inc. have traded between $27.66 and $43.67 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Intercorp Financial Services Inc.. Intercorp Financial Services Inc. is a $5.70B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Intercorp Financial Services Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Intercorp Financial Services Inc.. Coverage tracks Intercorp Financial Services Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.