Atlanticus Holdings Corporation
Atlanticus Holdings Corporation
Your view on ATLC
Overview
What the company does, where it operates, and who runs it.
About Atlanticus Holdings Corporation
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Jeffrey A. Howard
- Headquarters
- Five Concourse Parkway, Atlanta, GA, US
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Jeffrey A. Howard
- Headquarters
- Five Concourse Parkway, Atlanta, GA, US
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance.
The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers.
In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms.
The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products.
Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Atlanticus Holdings Corporation, and the rating behind it. ATLC last traded at $94.46, 9.8× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Atlanticus Holdings Corporation. Starting points for Atlanticus Holdings Corporation: P/E 9.8, EPS $10.18, beta 2.02 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Atlanticus Holdings Corporation. Atlanticus Holdings Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Atlanticus Holdings Corporation. Trailing twelve-month EPS for Atlanticus Holdings Corporation stands at $10.18. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Atlanticus Holdings Corporation. Atlanticus Holdings Corporation has reported as a listed company since 1999. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Atlanticus Holdings Corporation valued side by side against its closest peers. Atlanticus Holdings Corporation is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Atlanticus Holdings Corporation, and how their positions are changing. At a $1.43B market value, institutional positions materially move Atlanticus Holdings Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Atlanticus Holdings Corporation executives and directors. Shares of Atlanticus Holdings Corporation have traded between $41.37 and $78.91 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Atlanticus Holdings Corporation. Atlanticus Holdings Corporation is a $1.43B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Atlanticus Holdings Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Atlanticus Holdings Corporation. Coverage tracks Atlanticus Holdings Corporation within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.