FRC
FRC Logo
Sign InGet Access

Connect With Us

Stay updated with our latest research and insights

Fundamental Research Corp Logo

Highly ranked equity research firm providing institutional grade tools and analysis to all investors worldwide. Trusted by global investors for over 20+ years.

20+ Years
Rate us on TrustpilotLeave a review

Policies

  • Privacy Policy
  • Terms of Service
  • Disclaimer

Company

  • About Us
  • Our Team
  • Contact Us
  • Leave a Review

Resources

  • Videos
  • Research Reports
  • Community
  • FAQ
  • How to use FRC

Browse

  • Stock Directory
  • Stock Screener
  • Market Intel Weekly
  • Report Archive

Trackers

  • Congress Trading
  • Senate Trading
  • Congress Net Worth
  • Commodities

© 2026 Fundamental Research Corp. All Rights Reserved.

Professional investment research since 2003

Home
Research
Get Access
Sign In
Company ProfileCredit Acceptance Corporation
  • Company Overview
  • Financial Data
  • Peer Comparison
  • Ownership & News
  • Discussion
CACC
Credit Acceptance Corporation Stock AnalysisComprehensive stock analysis for Credit Acceptance Corporation (CACC) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisCACC
CACC
Credit Acceptance Corporation
  • Company Overview
  • Financial Data
  • Peer Comparison
  • Ownership & News
  • Discussion
CACC
Home🔹Stocks🔹Credit Acceptance Corporation

Credit Acceptance Corporation

🇺🇸CACC•NASDAQ

Credit Acceptance Corporation

🇺🇸CACC•NASDAQ
Market cap
$5.58B
Sentiment

Your view on CACC

Mkt Cap
$5.58B
Sentiment
Your view
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Credit Acceptance Corporation

Industry
Financial - Credit Services
Sector
Financial Services
CEO
Vinayak R. Hegde
Headquarters
25505 West Twelve Mile Road, Southfield, MI, US
Industry
Financial - Credit Services
Sector
Financial Services
CEO
Vinayak R. Hegde
Headquarters
25505 West Twelve Mile Road, Southfield, MI, US
Description

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States.

The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers.

It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Credit Acceptance Corporation, and the rating behind it. CACC last traded at $537.38, 11.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Credit Acceptance Corporation. Starting points for Credit Acceptance Corporation: P/E 11.6, EPS $47.89, beta 1.40 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Credit Acceptance Corporation. Credit Acceptance Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Credit Acceptance Corporation. Trailing twelve-month EPS for Credit Acceptance Corporation stands at $47.89. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Credit Acceptance Corporation. Credit Acceptance Corporation has reported as a listed company since 1992. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Credit Acceptance Corporation valued side by side against its closest peers. Credit Acceptance Corporation is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Credit Acceptance Corporation, and how their positions are changing. At a $5.58B market value, institutional positions materially move Credit Acceptance Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Credit Acceptance Corporation executives and directors. Shares of Credit Acceptance Corporation have traded between $401.90 and $560.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Credit Acceptance Corporation. Credit Acceptance Corporation is a $5.58B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Credit Acceptance Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Credit Acceptance Corporation. Coverage tracks Credit Acceptance Corporation within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.

Discussion

Comments

Comments and replies from FRC members about this company.

Peer companies

  • ATLCAtlanticus Holdings Corporation
  • CPSSConsumer Portfolio Services, Inc.
  • FCFSFirstCash Holdings, Inc
  • JSMNavient Corporation SR NT 6% 121543
  • NNINelnet, Inc.
  • OPRTOportun Financial Corporation
  • PRGPROG Holdings, Inc.
  • RMRegional Management Corp.

More Financial - Credit Services companies

  • NEWTONewtekOne, Inc. 8.5 % Notes -01.02.31
  • NRUCNational Rural Utilities Cooper
  • OMFOneMain Holdings, Inc.
  • OPFIOppFi Inc.
  • ORBSEightco Holdings Inc.
  • ORXCFORIX Corporation
  • PLT.AXPlenti Group Limited
  • PMTSCPI Card Group Inc.
  • PNC.AXPioneer Credit Limited
  • PPM.AXPepper Money Limited

ETFs holding Credit Acceptance Corporation

Largest holders, then the funds most concentrated in CACC · % = share of the fund

  • IJRiShares Core SP Small-Cap ETF0.16%
  • XUU.TOiShares Core S&P U.S. Total Market Index ETF
  • VTIVanguard Total Stock Market ETF0.00%
  • AVUVAvantis U.S. Small Cap Value ETF0.22%
  • MIGOMIG Core ETF2.30%
  • SRHQSRH U.S. Quality GARP ETF1.33%
  • FXOFirst Trust Financials AlphaDEX Fund0.62%
  • JSMDJanus Henderson Small/Mid Cap Growth Alpha ETF0.55%
CACC Analysis
Strong
Past4
Growth5
Health5
Profit5
Value3

News

Latest Market News

No comments yet

Be the first to ask a question or say what you make of Credit Acceptance Corporation.