Credit Acceptance Corporation
Credit Acceptance Corporation
Your view on CACC
Overview
What the company does, where it operates, and who runs it.
About Credit Acceptance Corporation
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Vinayak R. Hegde
- Headquarters
- 25505 West Twelve Mile Road, Southfield, MI, US
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Vinayak R. Hegde
- Headquarters
- 25505 West Twelve Mile Road, Southfield, MI, US
Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States.
The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers.
It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Credit Acceptance Corporation, and the rating behind it. CACC last traded at $604.24, 13.0× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Credit Acceptance Corporation. Starting points for Credit Acceptance Corporation: P/E 13.0, EPS $47.89, beta 1.35 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Credit Acceptance Corporation. Credit Acceptance Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Credit Acceptance Corporation. Trailing twelve-month EPS for Credit Acceptance Corporation stands at $47.89. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Credit Acceptance Corporation. Credit Acceptance Corporation has reported as a listed company since 1992. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Credit Acceptance Corporation valued side by side against its closest peers. Credit Acceptance Corporation is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Credit Acceptance Corporation, and how their positions are changing. At a $6.32B market value, institutional positions materially move Credit Acceptance Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Credit Acceptance Corporation executives and directors. Shares of Credit Acceptance Corporation have traded between $401.90 and $560.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Credit Acceptance Corporation. Credit Acceptance Corporation is a $6.32B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Credit Acceptance Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Credit Acceptance Corporation. Coverage tracks Credit Acceptance Corporation within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.