Regional Management Corp.
Regional Management Corp.
Your view on RM
Overview
What the company does, where it operates, and who runs it.
About Regional Management Corp.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Lakhbir Lamba
- Headquarters
- 979 Batesville Road, Greer, SC, US
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Lakhbir Lamba
- Headquarters
- 979 Batesville Road, Greer, SC, US
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States.
It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products.
The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products.
In addition, its loans are sourced through branches, centrally managed direct mail campaigns, digital partners, and retailers, as well as its consumer website. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states.
Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Regional Management Corp., and the rating behind it. RM last traded at $32.99, 6.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Regional Management Corp.. Starting points for Regional Management Corp.: P/E 6.6, EPS $5.21, beta 0.99 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Regional Management Corp.. Regional Management Corp. paid $1.20 per share over the last year — a 3.6% yield at the current $32.99 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Regional Management Corp.. Trailing twelve-month EPS for Regional Management Corp. stands at $5.21. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Regional Management Corp.. Regional Management Corp. has reported as a listed company since 2012. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Regional Management Corp. valued side by side against its closest peers. Regional Management Corp. is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Regional Management Corp., and how their positions are changing. At a $303.8M market value, institutional positions materially move Regional Management Corp.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Regional Management Corp. executives and directors. Shares of Regional Management Corp. have traded between $25.41 and $46.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Regional Management Corp.. Regional Management Corp. is a $303.8M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Regional Management Corp.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Regional Management Corp.. Coverage tracks Regional Management Corp. within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.