Oportun Financial Corporation
Oportun Financial Corporation
Your view on OPRT
Overview
What the company does, where it operates, and who runs it.
About Oportun Financial Corporation
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Raul Vazquez
- Headquarters
- 2 Circle Star Way, San Carlos, CA, US
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Raul Vazquez
- Headquarters
- 2 Circle Star Way, San Carlos, CA, US
Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations.
It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Oportun Financial Corporation, and the rating behind it. OPRT last traded at $7.87, 19.7× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Oportun Financial Corporation. Starting points for Oportun Financial Corporation: P/E 19.7, EPS $0.40, beta 1.25 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Oportun Financial Corporation. Oportun Financial Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Oportun Financial Corporation. Trailing twelve-month EPS for Oportun Financial Corporation stands at $0.40. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Oportun Financial Corporation. Oportun Financial Corporation has reported as a listed company since 2019. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Oportun Financial Corporation valued side by side against its closest peers. Oportun Financial Corporation is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Oportun Financial Corporation, and how their positions are changing. At a $361.3M market value, institutional positions materially move Oportun Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Oportun Financial Corporation executives and directors. Shares of Oportun Financial Corporation have traded between $2.98 and $9.24 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Oportun Financial Corporation. Oportun Financial Corporation is a $361.3M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Oportun Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Oportun Financial Corporation. Coverage tracks Oportun Financial Corporation within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.