FRC
FRC Logo
Sign InGet Access

Connect With Us

Stay updated with our latest research and insights

Fundamental Research Corp Logo

Highly ranked equity research firm providing institutional grade tools and analysis to all investors worldwide. Trusted by global investors for over 20+ years.

20+ Years
Rate us on TrustpilotLeave a review

Policies

  • Privacy Policy
  • Terms of Service
  • Disclaimer

Company

  • About Us
  • Our Team
  • Contact Us
  • Leave a Review

Resources

  • Videos
  • Research Reports
  • FAQ
  • How to use FRC

Browse

  • Stock Directory
  • Stock Screener
  • Market Intel Weekly
  • Report Archive

Trackers

  • Congress Trading
  • Senate Trading
  • Congress Net Worth
  • Commodities

© 2026 Fundamental Research Corp. All Rights Reserved.

Professional investment research since 2003

Home
Research
Get Access
Sign In
Company ProfileRFA Financial Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
  • Discussion
RFA.TO
RFA Financial Inc. Stock AnalysisComprehensive stock analysis for RFA Financial Inc. (RFA.TO) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisRFA.TO
RFA.TO
RFA Financial Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
  • Discussion
RFA.TO
Home🔹Stocks🔹RFA Financial Inc.

RFA Financial Inc.

🇨🇦RFA.TO•TSX

RFA Financial Inc.

🇨🇦RFA.TO•TSX
Market cap
$1.17B
Sentiment

Your view on RFA.TO

Mkt Cap
$1.17B
Sentiment
Your view
Company Overview

Overview

What the company does, where it operates, and who runs it.

About RFA Financial Inc.

Industry
Financial - Credit Services
Sector
Financial Services
CEO
Benjamin Rodney
Headquarters
Suite 600 - 220 Portage Avenue, Toronto, ON, CA
Industry
Financial - Credit Services
Sector
Financial Services
CEO
Benjamin Rodney
Headquarters
Suite 600 - 220 Portage Avenue, Toronto, ON, CA
Description

RFA Financial, Inc. engages in providing a scaled and dynamic financial services platform. The firm offers banking, mortgage, lending, and real estate products and solutions.

It specializes in residential mortgage lending and asset management through its subsidiaries: RFA Bank of Canada, RFA Mortgage Corporation, TM Investments, Five Continents Financial, and RFA Asset Management. The company was founded in 1996 and is headquartered in Toronto, Canada.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for RFA Financial Inc., and the rating behind it. RFA.TO last traded at C$25.38; the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for RFA Financial Inc.. Starting points for RFA Financial Inc.: EPS -C$1.37, beta 0.55 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for RFA Financial Inc.. RFA Financial Inc. paid C$0.93 per share over the last year — a 3.7% yield at the current C$25.38 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for RFA Financial Inc.. Trailing twelve-month EPS for RFA Financial Inc. stands at -C$1.37. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for RFA Financial Inc.. RFA Financial Inc. has reported as a listed company since 2007. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

RFA Financial Inc. valued side by side against its closest peers. RFA Financial Inc. is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold RFA Financial Inc., and how their positions are changing. At a C$1.17B market value, institutional positions materially move RFA Financial Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by RFA Financial Inc. executives and directors. Shares of RFA Financial Inc. have traded between C$6.41 and C$34.49 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming RFA Financial Inc.. RFA Financial Inc. is a C$1.17B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming RFA Financial Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for RFA Financial Inc.. Coverage tracks RFA Financial Inc. within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.

Discussion

Comments

Comments and replies from FRC members about this company.

More Financial - Credit Services companies

  • PMTSCPI Card Group Inc.
  • PNC.AXPioneer Credit Limited
  • PPM.AXPepper Money Limited
  • PRAAPRA Group, Inc.
  • PRGPROG Holdings, Inc.
  • PRL.TOPropel Holdings Inc.
  • PRLPFPropel Holdings Inc.
  • PRPSPropellus Inc.
  • PYPLPayPal Holdings, Inc.
  • PYPL.NEPayPal Holdings, Inc.
  • PYTPPLUS Trust Series GSC-2 GSC 2 CT FL RT
  • QFINQfin Holdings, Inc.

ETFs holding RFA Financial Inc.

Largest holders, then the funds most concentrated in RFA.TO · % = share of the fund

  • GWXState Street SPDR S&P International Small Cap ETF0.11%
  • QCN.TOMackenzie Canadian Equity Index ETF0.01%
  • HAUZXtrackers International Real Estate ETF0.05%
  • TTP.TOTD Canadian Equity Index ETF0.01%
  • DFGRDimensional - Global Real Estate ETF0.01%
  • XCS.TOiShares S&P/TSX SmallCap Index ETF0.19%
  • AVDEAvantis International Equity ETF
  • AVDSAvantis International Small Cap Equity ETF0.01%

News

Latest Market News