Qfin Holdings, Inc.
Qfin Holdings, Inc.
Your view on QFIN
Overview
What the company does, where it operates, and who runs it.
About Qfin Holdings, Inc.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Haisheng Wu
- Headquarters
- Lujiazui Finance Plaza, Shanghai, CN
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Haisheng Wu
- Headquarters
- Lujiazui Finance Plaza, Shanghai, CN
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China.
The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service.
It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises.
The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Qfin Holdings, Inc., and the rating behind it. QFIN last traded at $8.47, 1.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Qfin Holdings, Inc.. Starting points for Qfin Holdings, Inc.: P/E 1.2, EPS $26.62, beta 0.57 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Qfin Holdings, Inc.. Qfin Holdings, Inc. paid $1.54 per share over the last year — a 18.2% yield at the current $8.47 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Qfin Holdings, Inc.. Trailing twelve-month EPS for Qfin Holdings, Inc. stands at $26.62. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Qfin Holdings, Inc.. Qfin Holdings, Inc. has reported as a listed company since 2018. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Qfin Holdings, Inc. valued side by side against its closest peers. Qfin Holdings, Inc. is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Qfin Holdings, Inc., and how their positions are changing. At a $1.10B market value, institutional positions materially move Qfin Holdings, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Qfin Holdings, Inc. executives and directors. Shares of Qfin Holdings, Inc. have traded between $20.45 and $48.94 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Qfin Holdings, Inc.. Qfin Holdings, Inc. is a $1.10B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Qfin Holdings, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Qfin Holdings, Inc.. Coverage tracks Qfin Holdings, Inc. within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.