Hamlin Bank and Trust Company
Hamlin Bank and Trust Company
Your view on HMLN
Overview
What the company does, where it operates, and who runs it.
About Hamlin Bank and Trust Company
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Martin J. Digel
- Headquarters
- 333 West Main Street, Smethport, PA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Martin J. Digel
- Headquarters
- 333 West Main Street, Smethport, PA, US
Hamlin Bank and Trust Company (HMLN) is a financial institution offering a comprehensive suite of banking and fiduciary services. Operating primarily within Northwestern Pennsylvania, the bank provides customers with a range of deposit products, including checking and savings accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). The bank also extends a diverse portfolio of lending solutions. These encompass residential mortgage financing, alongside various consumer loans such as personal, auto, home equity, boat, camper, and recreational vehicle loans. For its business clientele, Hamlin provides commercial lines of credit, property and equipment financing, land development and acquisition loans, construction loans, and commercial mortgages. Beyond traditional banking, Hamlin offers convenient services like debit cards. Its trust and wealth management division handles estate settlement, personal trusts, investment management, and custodial services. Further amenities include safe deposit boxes, night depository services, cashier's and traveler's checks, and telephone banking. Established in 1863, Hamlin Bank and Trust Company maintains its headquarters in Smethport, Pennsylvania.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Hamlin Bank and Trust Company, and the rating behind it. HMLN last traded at $249.00, 13.0× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Hamlin Bank and Trust Company. Starting points for Hamlin Bank and Trust Company: P/E 13.0, EPS $19.23, beta 0.15 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Hamlin Bank and Trust Company. Hamlin Bank and Trust Company does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Hamlin Bank and Trust Company. Trailing twelve-month EPS for Hamlin Bank and Trust Company stands at $19.23. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Hamlin Bank and Trust Company. Hamlin Bank and Trust Company has reported as a listed company since 1997. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Hamlin Bank and Trust Company valued side by side against its closest peers. Hamlin Bank and Trust Company is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Hamlin Bank and Trust Company, and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Hamlin Bank and Trust Company executives and directors. Shares of Hamlin Bank and Trust Company have traded between $177.50 and $269.51 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Hamlin Bank and Trust Company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Hamlin Bank and Trust Company. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Hamlin Bank and Trust Company. Coverage tracks Hamlin Bank and Trust Company within Banks - Regional (Financial Services). Press releases and market coverage, newest first.