Franklin Financial Services Corporation
Franklin Financial Services Corporation
Your view on FRAF
Overview
What the company does, where it operates, and who runs it.
About Franklin Financial Services Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Craig W. Best
- Headquarters
- 20 South Main Street, Chambersburg, PA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Craig W. Best
- Headquarters
- 20 South Main Street, Chambersburg, PA, US
Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania.
It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits.
The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing.
In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, as well as custodial services; sells mutual funds, annuities, and insurance products; and offers safe deposit facilities and fiduciary services.
Further, the company, through its subsidiary, Franklin Future Fund Inc., operates as a non-bank investment company that makes venture capital investments. It operates twenty-two community banking offices in Franklin, Cumberland, Fulton, and Huntingdon counties, Pennsylvania.
Franklin Financial Services Corporation was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Franklin Financial Services Corporation, and the rating behind it. FRAF last traded at $64.10, 11.7× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Franklin Financial Services Corporation. Starting points for Franklin Financial Services Corporation: P/E 11.7, EPS $5.48, beta -0.02 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Franklin Financial Services Corporation. Franklin Financial Services Corporation paid $1.34 per share over the last year — a 2.1% yield at the current $64.10 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Franklin Financial Services Corporation. Trailing twelve-month EPS for Franklin Financial Services Corporation stands at $5.48. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Franklin Financial Services Corporation. Franklin Financial Services Corporation has reported as a listed company since 1994. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Franklin Financial Services Corporation valued side by side against its closest peers. Franklin Financial Services Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Franklin Financial Services Corporation, and how their positions are changing. At a $288.4M market value, institutional positions materially move Franklin Financial Services Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Franklin Financial Services Corporation executives and directors. Shares of Franklin Financial Services Corporation have traded between $28.01 and $49.66 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Franklin Financial Services Corporation. Franklin Financial Services Corporation is a $288.4M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Franklin Financial Services Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Franklin Financial Services Corporation. Coverage tracks Franklin Financial Services Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.