USCB Financial Holdings, Inc.
USCB Financial Holdings, Inc.
Your view on USCB
Overview
What the company does, where it operates, and who runs it.
About USCB Financial Holdings, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Luis F. de la Aguilera
- Headquarters
- 2301 NW 87th Avenue, Doral, FL, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Luis F. de la Aguilera
- Headquarters
- 2301 NW 87th Avenue, Doral, FL, US
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various banking products and services to small-to-medium sized businesses. The company accepts checking, savings, money market, and time deposit accounts; and certificates of deposit.
Its loan products include residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign banks loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans.
The company also offers treasury, commercial payments, cash management, and online banking services. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for USCB Financial Holdings, Inc., and the rating behind it. USCB last traded at $23.16, 15.1× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for USCB Financial Holdings, Inc.. Starting points for USCB Financial Holdings, Inc.: P/E 15.1, EPS $1.57, beta 0.46 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for USCB Financial Holdings, Inc.. USCB Financial Holdings, Inc. paid $0.47 per share over the last year — a 2.1% yield at the current $23.16 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for USCB Financial Holdings, Inc.. Trailing twelve-month EPS for USCB Financial Holdings, Inc. stands at $1.57. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for USCB Financial Holdings, Inc.. USCB Financial Holdings, Inc. has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
USCB Financial Holdings, Inc. valued side by side against its closest peers. USCB Financial Holdings, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold USCB Financial Holdings, Inc., and how their positions are changing. At a $423.0M market value, institutional positions materially move USCB Financial Holdings, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by USCB Financial Holdings, Inc. executives and directors. Shares of USCB Financial Holdings, Inc. have traded between $15.39 and $21.11 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming USCB Financial Holdings, Inc.. USCB Financial Holdings, Inc. is a $423.0M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming USCB Financial Holdings, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for USCB Financial Holdings, Inc.. Coverage tracks USCB Financial Holdings, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.