Juniata Valley Financial Corp.
Juniata Valley Financial Corp.
Your view on JUVF
Overview
What the company does, where it operates, and who runs it.
About Juniata Valley Financial Corp.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Marcie A. Barber
- Headquarters
- Bridge and Main Streets, Mifflintown, PA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Marcie A. Barber
- Headquarters
- Bridge and Main Streets, Mifflintown, PA, US
Juniata Valley Financial Corp. operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services primarily to small and mid-sized businesses in central and northern Pennsylvania, the United States.
The company accepts personal checking, club, money market deposit, savings, individual retirement, business checking, payroll direct deposit, and demand and time deposit accounts, as well as certificates of deposit.
It also offers checking overdraft privileges, secured lines of credit, construction and mortgage loans, secured and unsecured commercial and consumer loans, commercial lines of credit, letters of credit, mobile deposits for small business customers, and commercial term and demand loans.
In addition, the company provides online, mobile, and telephone banking services; automated teller machine (ATM), online account management, remote deposit capability, and ACH origination services; debit cards; and safe deposit boxes.
Further, it offers trust, asset management, and estate services; and a range of financial services, including annuities, mutual funds, and stock and bond brokerage services, as well as long-term care insurance products.
As of December 31, 2021, the company operated 16 community offices located in Juniata, Mifflin, Perry, Huntingdon, McKean, Potter, and Centre counties. Juniata Valley Financial Corp. was founded in 1867 and is headquartered in Mifflintown, Pennsylvania.
Media
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Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Juniata Valley Financial Corp., and the rating behind it. JUVF last traded at $13.75, 8.8× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Juniata Valley Financial Corp.. Starting points for Juniata Valley Financial Corp.: P/E 8.8, EPS $1.87, beta 0.21 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Juniata Valley Financial Corp.. Juniata Valley Financial Corp. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Juniata Valley Financial Corp.. Trailing twelve-month EPS for Juniata Valley Financial Corp. stands at $1.87. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Juniata Valley Financial Corp.. Juniata Valley Financial Corp. has reported as a listed company since 1999. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Juniata Valley Financial Corp. valued side by side against its closest peers. Juniata Valley Financial Corp. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Juniata Valley Financial Corp., and how their positions are changing. At a $69.0M market value, institutional positions materially move Juniata Valley Financial Corp.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Juniata Valley Financial Corp. executives and directors. Shares of Juniata Valley Financial Corp. have traded between $11.55 and $14.98 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Juniata Valley Financial Corp.. Juniata Valley Financial Corp. is a $69.0M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Juniata Valley Financial Corp.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Juniata Valley Financial Corp.. Coverage tracks Juniata Valley Financial Corp. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.