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First Financial Bankshares, Inc. Stock AnalysisComprehensive stock analysis for First Financial Bankshares, Inc. (FFIN) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisFFIN
FFIN
First Financial Bankshares, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
FFIN
Home🔹Stocks🔹First Financial Bankshares, Inc.

First Financial Bankshares, Inc.

🇺🇸FFIN•NASDAQ

First Financial Bankshares, Inc.

🇺🇸FFIN•NASDAQ
Market cap
$4.75B
Sentiment

Your view on FFIN

Mkt Cap
$4.75B
Sentiment
Your view
FFIN
First Financial Bankshares, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
FFIN
Company Overview

Overview

What the company does, where it operates, and who runs it.

About First Financial Bankshares, Inc.

Industry
Banks - Regional
Sector
Financial Services
CEO
F. Scott Dueser
Headquarters
400 Pine Street, Abilene, TX, US
Industry
Banks - Regional
Sector
Financial Services
CEO
F. Scott Dueser
Headquarters
400 Pine Street, Abilene, TX, US
Description

First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas.

The company accepts checking, savings and money market accounts, and time deposits; commercial and industrial, municipal, agricultural, construction and development, farm, non-owner occupied and owner-occupied commercial real estate, residential, and consumer auto and non-auto loans to businesses, professional individuals, and farm and ranch operations.

It also provides drive-in and night deposit, remote deposit capture, internet and mobile banking, payroll cards, transmitting funds, and other customary commercial banking services, as well as automated teller machines and safe deposit facilities.

In addition, the company offers personal trust services, including wealth management, administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services, as well as administer retirements and employee benefits accounts, such as 401(k) profit-sharing plans and IRAs.

Further, the company provides asset management and technology services. As of December 31, 2021, it had 78 financial centers across Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for First Financial Bankshares, Inc., and the rating behind it. FFIN last traded at $33.16, 17.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for First Financial Bankshares, Inc.. Starting points for First Financial Bankshares, Inc.: P/E 17.6, EPS $1.88, beta 0.82 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for First Financial Bankshares, Inc.. First Financial Bankshares, Inc. paid $0.79 per share over the last year — a 2.4% yield at the current $33.16 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for First Financial Bankshares, Inc.. Trailing twelve-month EPS for First Financial Bankshares, Inc. stands at $1.88. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for First Financial Bankshares, Inc.. First Financial Bankshares, Inc. has reported as a listed company since 1993. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

First Financial Bankshares, Inc. valued side by side against its closest peers. First Financial Bankshares, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold First Financial Bankshares, Inc., and how their positions are changing. At a $4.75B market value, institutional positions materially move First Financial Bankshares, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by First Financial Bankshares, Inc. executives and directors. Shares of First Financial Bankshares, Inc. have traded between $29.80 and $44.66 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming First Financial Bankshares, Inc.. First Financial Bankshares, Inc. is a $4.75B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming First Financial Bankshares, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for First Financial Bankshares, Inc.. Coverage tracks First Financial Bankshares, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • ASB — Associated Banc-Corp
  • AUB — Atlantic Union Bankshares Corporation
  • AX — Axos Financial, Inc.
  • GBCI — Glacier Bancorp, Inc.
  • IBOC — International Bancshares Corporation
  • INTR — Inter & Co, Inc.
  • SFBS — ServisFirst Bancshares, Inc.

More Banks - Regional companies

  • UNTN — United Tennessee Bankshares, Inc.
  • UNTY — Unity Bancorp, Inc.
  • UOVEF — United Overseas Bank Limited
  • UOVEY — United Overseas Bank Limited
  • USCB — USCB Financial Holdings, Inc.
  • USMT — US Metro Bancorp, Inc.
  • UVSP — Univest Financial Corporation
  • UWHR — Uwharrie Capital Corp
  • VABK — Virginia National Bankshares Corporation
  • VBNK — VersaBank
  • VBNK.TO — VersaBank
  • VERF — Versailles Financial Corporation

ETFs holding First Financial Bankshares, Inc.

  • QABA — First Trust NASDAQ ABA Community Bank Index Fund (1.90%)
  • REGL — ProShares - S&P MidCap 400 Dividend Aristocrats ETF (1.50%)
  • DGRS — WisdomTree U.S. SmallCap Quality Dividend Growth Fund (1.26%)
  • XMLV — Invesco S&P MidCap Low Volatility ETF (0.99%)
  • KBE — State Street SPDR S&P Bank ETF (0.95%)
  • KRE — State Street SPDR S&P Regional Banking ETF (0.82%)
  • IAT — iShares US Regional Banks ETF (0.71%)
  • DPST — Direxion Daily Regional Banks Bull 3X Shares (0.56%)

News

Latest Market News