Versailles Financial Corporation
Versailles Financial Corporation
Your view on VERF
Overview
What the company does, where it operates, and who runs it.
About Versailles Financial Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Jerome F. Bey
- Headquarters
- 10413 Kley Road, Versailles, OH, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Jerome F. Bey
- Headquarters
- 10413 Kley Road, Versailles, OH, US
Versailles Financial Corporation operates as the thrift holding company for Versailles Savings and Loan Company that provides financial products and services in Darke and Shelby counties.
The company's deposit products include checking accounts, money market accounts, passbook savings accounts, statement savings accounts, time deposits, business accounts, IRAs, and certificates of deposit.
It also provides real estate loans, including fixed rate and variable rate, construction/permanent, home improvement, and building lot loans, as well as first time home buyer programs; consumer and personal loans, such as new and used cars and light trucks, motorcycles, watercraft, and recreational vehicles loans; and commercial loans.
In addition, the company offers debit cards; and online banking services. Versailles Financial Corporation was founded in 1887 and is based in Versailles, Ohio.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Versailles Financial Corporation, and the rating behind it. VERF last traded at $25.34, 17.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Versailles Financial Corporation. Starting points for Versailles Financial Corporation: P/E 17.3, EPS $1.52, beta 0.16 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Versailles Financial Corporation. Versailles Financial Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Versailles Financial Corporation. Trailing twelve-month EPS for Versailles Financial Corporation stands at $1.52. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Versailles Financial Corporation. Versailles Financial Corporation has reported as a listed company since 2016. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Versailles Financial Corporation valued side by side against its closest peers. Versailles Financial Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Versailles Financial Corporation, and how their positions are changing. At a $10.8M market value, institutional positions materially move Versailles Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Versailles Financial Corporation executives and directors. Shares of Versailles Financial Corporation have traded between $20.20 and $27.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Versailles Financial Corporation. Versailles Financial Corporation is a $10.8M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Versailles Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Versailles Financial Corporation. Coverage tracks Versailles Financial Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.