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First Financial Bancorp. Stock AnalysisComprehensive stock analysis for First Financial Bancorp. (FFBC) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisFFBC
FFBC
First Financial Bancorp.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
FFBC
Home🔹Stocks🔹First Financial Bancorp.

First Financial Bancorp.

🇺🇸FFBC•NASDAQ

First Financial Bancorp.

🇺🇸FFBC•NASDAQ
Market cap
$3.41B
Sentiment

Your view on FFBC

Mkt Cap
$3.41B
Sentiment
Your view
FFBC
First Financial Bancorp.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
FFBC
Company Overview

Overview

What the company does, where it operates, and who runs it.

About First Financial Bancorp.

Industry
Banks - Regional
Sector
Financial Services
CEO
Archie M. Brown Jr.
Headquarters
255 East Fifth Street, Cincinnati, OH, US
Industry
Banks - Regional
Sector
Financial Services
CEO
Archie M. Brown Jr.
Headquarters
255 East Fifth Street, Cincinnati, OH, US
Description

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.

The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers.

It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit.

In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services.

As of December 31, 2021, the company operated 139 full service banking centers, 29 of which are leased facilities. It operates 62 banking centers in Ohio, three banking centers in Illinois, 62 banking centers in Indiana, and 12 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for First Financial Bancorp., and the rating behind it. FFBC last traded at $32.50, 11.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for First Financial Bancorp.. Starting points for First Financial Bancorp.: P/E 11.3, EPS $2.75, beta 0.92 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for First Financial Bancorp.. First Financial Bancorp. paid $1.01 per share over the last year — a 3.1% yield at the current $32.50 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for First Financial Bancorp.. Trailing twelve-month EPS for First Financial Bancorp. stands at $2.75. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for First Financial Bancorp.. First Financial Bancorp. has reported as a listed company since 1983. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

First Financial Bancorp. valued side by side against its closest peers. First Financial Bancorp. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold First Financial Bancorp., and how their positions are changing. At a $3.41B market value, institutional positions materially move First Financial Bancorp.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by First Financial Bancorp. executives and directors. Shares of First Financial Bancorp. have traded between $21.10 and $31.18 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming First Financial Bancorp.. First Financial Bancorp. is a $3.41B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming First Financial Bancorp.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for First Financial Bancorp.. Coverage tracks First Financial Bancorp. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • BANR — Banner Corporation
  • CUBI — Customers Bancorp, Inc.
  • FRME — First Merchants Corporation
  • HTH — Hilltop Holdings Inc.
  • NBTB — NBT Bancorp Inc.
  • PFS — Provident Financial Services, Inc.
  • PRK — Park National Corporation
  • TRMK — Trustmark Corporation

More Banks - Regional companies

  • AGRPY — Absa Group Limited
  • AIBGY — AIB Group plc
  • AIBRF — AIB Group plc
  • AKBTY — Akbank T.A.S.
  • ALBY — Community Capital Bancshares, Inc.
  • ALRS — Alerus Financial Corporation
  • AMAL — Amalgamated Financial Corp.
  • AMBK — American Bank Incorporated
  • AMBKP — American Capital Trust I PFD TR SECS 6%
  • AMBZ — American Business Bank
  • AMFC — AMB Financial Corp.
  • AMMHF — AMMB Holdings Berhad

ETFs holding First Financial Bancorp.

  • SMIG — Bahl & Gaynor Small/Mid Cap Income Growth ETF (3.15%)
  • QABA — First Trust NASDAQ ABA Community Bank Index Fund (1.37%)
  • DGRS — WisdomTree U.S. SmallCap Quality Dividend Growth Fund (1.34%)
  • CSB — VictoryShares US Small Cap High Div Volatility Wtd ETF (1.20%)
  • SMCF — Themes US Small Cap Cash Flow Champions ETF (1.06%)
  • KBE — State Street SPDR S&P Bank ETF (0.98%)
  • KRE — State Street SPDR S&P Regional Banking ETF (0.80%)
  • XSVM — Invesco S&P SmallCap Value with Momentum ETF (0.80%)

News

Latest Market News