Cornerstone Bancorp Inc.
Cornerstone Bancorp Inc.
Your view on CNBP
Overview
What the company does, where it operates, and who runs it.
About Cornerstone Bancorp Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Gerald F. Fitzgerald Jr.
- Headquarters
- One West Northwest Highway, Palatine, IL, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Gerald F. Fitzgerald Jr.
- Headquarters
- One West Northwest Highway, Palatine, IL, US
Cornerstone Bancorp, Inc. operates as the bank holding company for Cornerstone National Bank & Trust Company that provides various financial products and services to individuals and businesses. It offers checking, savings, money market, and individual retirement accounts; and certificates of deposit.
The company also provides home equity, vehicle, personal, equipment, association, and real estate construction loans; residential mortgages and refinances; construction, and medical and dental practice financing services; commercial and multi-family mortgages; and letters and lines of credit products.
In addition, it provides online and mobile banking, payment, cash management, and bill pay services; and personal and business account services. Further, the company offers securities custody accounts; investment management services; trust, estate, and guardianship services; and retirement plans.
It operates in the Chicago metropolitan area through its main office in Palatine, Illinois, as well as branch offices in Crystal Lake, Deer Park, Naperville, and Schaumburg, Illinois. Cornerstone Bancorp, Inc. was founded in 2000 and is headquartered in Palatine, Illinois.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Cornerstone Bancorp Inc., and the rating behind it. CNBP last traded at $138.01, 10.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Cornerstone Bancorp Inc.. Starting points for Cornerstone Bancorp Inc.: P/E 10.2, EPS $11.82, beta -0.03 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Cornerstone Bancorp Inc.. Cornerstone Bancorp Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Cornerstone Bancorp Inc.. Trailing twelve-month EPS for Cornerstone Bancorp Inc. stands at $11.82. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Cornerstone Bancorp Inc.. Cornerstone Bancorp Inc. has reported as a listed company since 2019. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Cornerstone Bancorp Inc. valued side by side against its closest peers. Cornerstone Bancorp Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Cornerstone Bancorp Inc., and how their positions are changing. At a $135.7M market value, institutional positions materially move Cornerstone Bancorp Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Cornerstone Bancorp Inc. executives and directors. Shares of Cornerstone Bancorp Inc. have traded between $84.00 and $150.25 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Cornerstone Bancorp Inc.. Cornerstone Bancorp Inc. is a $135.7M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Cornerstone Bancorp Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Cornerstone Bancorp Inc.. Coverage tracks Cornerstone Bancorp Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.