Isabella Bank Corporation
Isabella Bank Corporation
Your view on ISBA
Overview
What the company does, where it operates, and who runs it.
About Isabella Bank Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Jerome E. Schwind
- Headquarters
- 401 North Main Street, Mount Pleasant, MI, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Jerome E. Schwind
- Headquarters
- 401 North Main Street, Mount Pleasant, MI, US
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts.
The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans.
It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and group life, health, accident, disability, and other insurance products, as well as other employee benefit programs.
As of December 31, 2021, the company operated 30 banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Isabella Bank Corporation, and the rating behind it. ISBA last traded at $39.36, 14.4× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Isabella Bank Corporation. Starting points for Isabella Bank Corporation: P/E 14.4, EPS $2.72, beta 0.03 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Isabella Bank Corporation. Isabella Bank Corporation paid $1.12 per share over the last year — a 2.8% yield at the current $39.36 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Isabella Bank Corporation. Trailing twelve-month EPS for Isabella Bank Corporation stands at $2.72. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Isabella Bank Corporation. Isabella Bank Corporation has reported as a listed company since 2006. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Isabella Bank Corporation valued side by side against its closest peers. Isabella Bank Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Isabella Bank Corporation, and how their positions are changing. At a $288.6M market value, institutional positions materially move Isabella Bank Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Isabella Bank Corporation executives and directors. Shares of Isabella Bank Corporation have traded between $21.50 and $44.99 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Isabella Bank Corporation. Isabella Bank Corporation is a $288.6M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Isabella Bank Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Isabella Bank Corporation. Coverage tracks Isabella Bank Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.