JSB Financial Inc.
JSB Financial Inc.
Your view on JFWV
Overview
What the company does, where it operates, and who runs it.
About JSB Financial Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Cynthia A. Kitner
- Headquarters
- 105 East Washington Street, Shepherdstown, WV, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Cynthia A. Kitner
- Headquarters
- 105 East Washington Street, Shepherdstown, WV, US
JSB Financial Inc. is a holding company incorporated in West Virginia on July 31, 2023. The Company through its wholly owned subsidiary, Jefferson Security Bank (the "Bank") provides general banking services in Jefferson County and Berkeley County, West Virginia, Washington County, Maryland and the surrounding areas.
Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business on May 19, 1869, making it the oldest operating corporation and bank in the state of West Virginia. The Bank serves individuals, businesses, local municipalities, community organizations and entrepreneurial efforts within its target markets.
JFI also owns JSB Financial Services, LLC, an inactive subsidiary previously used for offering financial services.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for JSB Financial Inc., and the rating behind it. JFWV last traded at $130.00, 6.4× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for JSB Financial Inc.. Starting points for JSB Financial Inc.: P/E 6.4, EPS $32.46, beta 0.24 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for JSB Financial Inc.. JSB Financial Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for JSB Financial Inc.. Trailing twelve-month EPS for JSB Financial Inc. stands at $32.46. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for JSB Financial Inc.. JSB Financial Inc. has reported as a listed company since 2007. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
JSB Financial Inc. valued side by side against its closest peers. JSB Financial Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold JSB Financial Inc., and how their positions are changing. At a $33.5M market value, institutional positions materially move JSB Financial Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by JSB Financial Inc. executives and directors. Shares of JSB Financial Inc. have traded between $92.15 and $130.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming JSB Financial Inc.. JSB Financial Inc. is a $33.5M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming JSB Financial Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for JSB Financial Inc.. Coverage tracks JSB Financial Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.