Pepper Money Limited
Pepper Money Limited
Your view on PPM.AX
Overview
What the company does, where it operates, and who runs it.
About Pepper Money Limited
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Mario Rehayem
- Headquarters
- 177 Pacific Highway, North Sydney, NSW, AU
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Mario Rehayem
- Headquarters
- 177 Pacific Highway, North Sydney, NSW, AU
Pepper Money Limited, an Australian non-bank financial institution established in 2000 and headquartered in North Sydney, serves clients in both Australia and New Zealand. It primarily operates as a lender within the mortgage and asset finance sectors. The company's activities are structured into three main divisions.
Its Mortgages division extends financing for residential properties and smaller commercial real estate projects. Through its Asset Finance segment, Pepper Money provides funding for a wide range of assets to both individual consumers and commercial enterprises.
Furthermore, the Loan and Other Servicing division offers independent management services for various loans, including mortgages and personal loans, as well as handling broker administration. The entity was formerly known as Pepper Group Pty Limited.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Pepper Money Limited, and the rating behind it. PPM.AX last traded at AUD 1.83, 7.1× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Pepper Money Limited. Starting points for Pepper Money Limited: P/E 7.1, EPS AUD 0.24, beta 1.19 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Pepper Money Limited. Pepper Money Limited does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Pepper Money Limited. Trailing twelve-month EPS for Pepper Money Limited stands at AUD 0.24. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Pepper Money Limited. Pepper Money Limited has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Pepper Money Limited valued side by side against its closest peers. Pepper Money Limited is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Pepper Money Limited, and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Pepper Money Limited executives and directors. Shares of Pepper Money Limited have traded between AUD 1.49 and AUD 2.58 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Pepper Money Limited. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Pepper Money Limited. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Pepper Money Limited. Coverage tracks Pepper Money Limited within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.