First Community Financial Corporation
First Community Financial Corporation
Your view on FMFP
Overview
What the company does, where it operates, and who runs it.
About First Community Financial Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Scott E. Fritz
- Headquarters
- 2 North Main Street, Mifflintown, PA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Scott E. Fritz
- Headquarters
- 2 North Main Street, Mifflintown, PA, US
First Community Financial Corporation operates as a bank holding company for Pennian Bank that provides various banking and financial services for residents and businesses in Pennsylvania. The company offers checking and savings accounts, and certificates of deposit; personal, construction, and mortgage loans; and home equity line of credits.
It also provides business loans, such as business line of credit, commercial real estate loans, and improvement loans; agricultural loans comprising lines of credit, term loans, operating loans, livestock financing, farm purchase loans, and agricultural improvement loans; and professional practice loans, including financing options for professionals in the fields of healthcare, accounting, legal services, and veterinary practices.
In addition, the company offers trust and investment services, including portfolio account services; trust, financial, and retirement services, including estate planning and/or estate settlement, personal and charitable trusts, guardianship/power of attorney, investment management account agency, custodian, and retirement account services; account services and trust type comparison services; and advisory services.
Further, it provides merchant, remote deposit capture, automated clearing house, and bill payment and mobile wallet services; online, mobile, and telephone banking services; gift, credit, and debit cards; auto insurance products for cars, motorcycles, boats, recreational vehicles, and travel trailers and others; home and property insurance products for home and other structures, personal property, liability protection, and renters; and business insurance products for general and cyber liability, commercial property, business owners, and workers' compensation.
The company offers its services through ten full service banking offices in Cumberland, Juniata, and Perry Counties of Pennsylvania. First Community Financial Corporation was founded in 1864 and is based in Mifflintown, Pennsylvania.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for First Community Financial Corporation, and the rating behind it. FMFP last traded at $14.58, 17.7× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for First Community Financial Corporation. Starting points for First Community Financial Corporation: P/E 17.7, EPS $0.70, beta -0.10 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for First Community Financial Corporation. First Community Financial Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for First Community Financial Corporation. Trailing twelve-month EPS for First Community Financial Corporation stands at $0.70. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for First Community Financial Corporation. First Community Financial Corporation has reported as a listed company since 2015. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
First Community Financial Corporation valued side by side against its closest peers. First Community Financial Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold First Community Financial Corporation, and how their positions are changing. At a $41.3M market value, institutional positions materially move First Community Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by First Community Financial Corporation executives and directors. Shares of First Community Financial Corporation have traded between $9.49 and $15.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming First Community Financial Corporation. First Community Financial Corporation is a $41.3M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming First Community Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for First Community Financial Corporation. Coverage tracks First Community Financial Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.