Farmers & Merchants Bancorp
Farmers & Merchants Bancorp
Your view on FMCB
Overview
What the company does, where it operates, and who runs it.
About Farmers & Merchants Bancorp
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Kent A. Steinwert
- Headquarters
- 111 West Pine Street, Lodi, CA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Kent A. Steinwert
- Headquarters
- 111 West Pine Street, Lodi, CA, US
Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals. The company accepts various deposit instruments, including checking, savings, money market, time certificates of deposit, and individual retirement accounts.
It also offers range of lending products comprising commercial, commercial and residential real estate, real estate construction, agribusiness, and consumer loans, as well as equipment leases and credit card services; commercial products, including term loans, lines of credit and other working capital financing, and letters of credit; and financing products, such as automobile financing, home improvement, and home equity lines of credit.
In addition, the company provides various specialized services consisting of credit card programs for merchants, lockbox and other collection services, account reconciliation, investment sweep, online account access, and electronic funds transfers through domestic and international wire and automated clearinghouse; and online banking services.
Further, it offers investment products, such as mutual funds and annuities.
The company serves its customers through 29 full-service branches and 3 stand-alone automated teller machines in the mid Central Valley of California, including Sacramento, San Joaquin, Solano, Stanislaus, and Merced counties, as well as the east region of the San Francisco Bay Area comprising Napa, Alameda, and Contra Costa counties.
Farmers & Merchants Bancorp was founded in 1916 and is headquartered in Lodi, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Farmers & Merchants Bancorp, and the rating behind it. FMCB last traded at $1200.00, 10.1× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Farmers & Merchants Bancorp. Starting points for Farmers & Merchants Bancorp: P/E 10.1, EPS $143.23, beta 0.02 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Farmers & Merchants Bancorp. Farmers & Merchants Bancorp does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Farmers & Merchants Bancorp. Trailing twelve-month EPS for Farmers & Merchants Bancorp stands at $143.23. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Farmers & Merchants Bancorp. Farmers & Merchants Bancorp has reported as a listed company since 1999. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Farmers & Merchants Bancorp valued side by side against its closest peers. Farmers & Merchants Bancorp is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Farmers & Merchants Bancorp, and how their positions are changing. At a $864.4M market value, institutional positions materially move Farmers & Merchants Bancorp's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Farmers & Merchants Bancorp executives and directors. Shares of Farmers & Merchants Bancorp have traded between $976.00 and $1200.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Farmers & Merchants Bancorp. Farmers & Merchants Bancorp is a $864.4M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Farmers & Merchants Bancorp. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Farmers & Merchants Bancorp. Coverage tracks Farmers & Merchants Bancorp within Banks - Regional (Financial Services). Press releases and market coverage, newest first.