First Northern Community Bancorp
First Northern Community Bancorp
Your view on FNRN
Overview
What the company does, where it operates, and who runs it.
About First Northern Community Bancorp
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Jeremiah Z. Smith
- Headquarters
- 195 North First Street, Dixon, CA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Jeremiah Z. Smith
- Headquarters
- 195 North First Street, Dixon, CA, US
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small to medium sized businesses. The company accepts demand deposits, interest-bearing transaction deposits, savings and money market accounts, and time deposits.
Its loan portfolio comprises of commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans.
The company also offers credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; and equipment leasing, merchant card processing, payroll, and international banking services through third parties.
In addition, it provides issues cashier's checks, safe deposit boxes rental, and other customary banking services.
The company operates eleven full-service branches located in the cities of Auburn, Davis, Dixon, Fairfield, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, and Woodland; a satellite banking office inside a retirement community in the city of Davis; a residential mortgage loan office in Davis; and a commercial loan office in the Contra Costa County city of Walnut Creek.
First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for First Northern Community Bancorp, and the rating behind it. FNRN last traded at $17.26, 12.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for First Northern Community Bancorp. Starting points for First Northern Community Bancorp: P/E 12.2, EPS $1.40, beta 0.02 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for First Northern Community Bancorp. First Northern Community Bancorp does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for First Northern Community Bancorp. Trailing twelve-month EPS for First Northern Community Bancorp stands at $1.40. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for First Northern Community Bancorp. First Northern Community Bancorp has reported as a listed company since 1999. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
First Northern Community Bancorp valued side by side against its closest peers. First Northern Community Bancorp is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold First Northern Community Bancorp, and how their positions are changing. At a $283.2M market value, institutional positions materially move First Northern Community Bancorp's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by First Northern Community Bancorp executives and directors. Shares of First Northern Community Bancorp have traded between $9.42 and $14.70 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming First Northern Community Bancorp. First Northern Community Bancorp is a $283.2M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming First Northern Community Bancorp. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for First Northern Community Bancorp. Coverage tracks First Northern Community Bancorp within Banks - Regional (Financial Services). Press releases and market coverage, newest first.