Woodsboro Bank
Woodsboro Bank
Your view on WOBK
Overview
What the company does, where it operates, and who runs it.
About Woodsboro Bank
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Richard Ohnmacht
- Headquarters
- 5 North Main Street, Woodsboro, MD, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Richard Ohnmacht
- Headquarters
- 5 North Main Street, Woodsboro, MD, US
Woodsboro Bank provides various banking products and services to communities in Frederick and surrounding counties. The company offers checking, savings, money market, and individual retirement accounts; and certificates of deposit.
It also provides personal loans, home equity lines of credit, overdraft protection lines of credit, first and second mortgages, construction loans, investment property mortgages, building and unimproved land lot loans, overdraft protection, lines of credit, term loans, real estate loans, and small business administration loans.
In addition, the company offers check cards, online and mobile banking, remote deposit anywhere, person to person payments, merchant, and cash management and other services. It operates through eight offices located throughout Frederick County, including a commercial lending office located in downtown Frederick.
The company was formerly known as Woodsboro Savings Bank of Frederick County, Maryland and changed its name to Woodsboro Bank in January 1997. Woodsboro Bank was founded in 1899 and is headquartered in Woodsboro, Maryland.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Woodsboro Bank, and the rating behind it. WOBK last traded at $78.00; the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Woodsboro Bank. Starting points for Woodsboro Bank: beta -0.04 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Woodsboro Bank. Woodsboro Bank does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Woodsboro Bank. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Woodsboro Bank. Woodsboro Bank has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Woodsboro Bank valued side by side against its closest peers. Woodsboro Bank is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Woodsboro Bank, and how their positions are changing. At a $30.9M market value, institutional positions materially move Woodsboro Bank's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Woodsboro Bank executives and directors. Shares of Woodsboro Bank have traded between $51.10 and $88.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Woodsboro Bank. Woodsboro Bank is a $30.9M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Woodsboro Bank. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Woodsboro Bank. Coverage tracks Woodsboro Bank within Banks - Regional (Financial Services). Press releases and market coverage, newest first.