TrustCo Bank Corp NY
TrustCo Bank Corp NY
Your view on TRST
Overview
What the company does, where it operates, and who runs it.
About TrustCo Bank Corp NY
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Robert Joseph McCormick
- Headquarters
- 5 Sarnowski Drive, Glenville, NY, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Robert Joseph McCormick
- Headquarters
- 5 Sarnowski Drive, Glenville, NY, US
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments.
It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities.
In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts.
As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for TrustCo Bank Corp NY, and the rating behind it. TRST last traded at $58.45, 16.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for TrustCo Bank Corp NY. Starting points for TrustCo Bank Corp NY: P/E 16.2, EPS $3.71, beta 0.64 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for TrustCo Bank Corp NY. TrustCo Bank Corp NY paid $1.54 per share over the last year — a 2.6% yield at the current $58.45 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for TrustCo Bank Corp NY. Trailing twelve-month EPS for TrustCo Bank Corp NY stands at $3.71. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for TrustCo Bank Corp NY. TrustCo Bank Corp NY has reported as a listed company since 1983. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
TrustCo Bank Corp NY valued side by side against its closest peers. TrustCo Bank Corp NY is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold TrustCo Bank Corp NY, and how their positions are changing. At a $995.3M market value, institutional positions materially move TrustCo Bank Corp NY's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by TrustCo Bank Corp NY executives and directors. Shares of TrustCo Bank Corp NY have traded between $27.18 and $40.96 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming TrustCo Bank Corp NY. TrustCo Bank Corp NY is a $995.3M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming TrustCo Bank Corp NY. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for TrustCo Bank Corp NY. Coverage tracks TrustCo Bank Corp NY within Banks - Regional (Financial Services). Press releases and market coverage, newest first.