Five Star Bancorp
Five Star Bancorp
Your view on FSBC
Overview
What the company does, where it operates, and who runs it.
About Five Star Bancorp
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James Eugene Beckwith
- Headquarters
- 3100 Zinfandel Drive, Rancho Cordova, CA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James Eugene Beckwith
- Headquarters
- 3100 Zinfandel Drive, Rancho Cordova, CA, US
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The company accepts various deposits, such as money market, noninterest-bearing and interest checking accounts, savings accounts, and time deposits.
Its loan products include commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans. The company also offers debit cards; and remote deposit capture, online and mobile banking, and direct deposit services.
It operates through seven branch offices and two loan production offices in Northern California. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Five Star Bancorp, and the rating behind it. FSBC last traded at $46.41, 13.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Five Star Bancorp. Starting points for Five Star Bancorp: P/E 13.6, EPS $3.39, beta 0.52 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Five Star Bancorp. Five Star Bancorp paid $0.95 per share over the last year — a 2.0% yield at the current $46.41 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Five Star Bancorp. Trailing twelve-month EPS for Five Star Bancorp stands at $3.39. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Five Star Bancorp. Five Star Bancorp has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Five Star Bancorp valued side by side against its closest peers. Five Star Bancorp is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Five Star Bancorp, and how their positions are changing. At a $1.12B market value, institutional positions materially move Five Star Bancorp's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Five Star Bancorp executives and directors. Shares of Five Star Bancorp have traded between $22.22 and $37.74 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Five Star Bancorp. Five Star Bancorp is a $1.12B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Five Star Bancorp. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Five Star Bancorp. Coverage tracks Five Star Bancorp within Banks - Regional (Financial Services). Press releases and market coverage, newest first.