Peoples Bancorp of North Carolina, Inc.
Peoples Bancorp of North Carolina, Inc.
Your view on PEBK
Overview
What the company does, where it operates, and who runs it.
About Peoples Bancorp of North Carolina, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- William D. Cable
- Headquarters
- 518 West C Street, Newton, NC, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- William D. Cable
- Headquarters
- 518 West C Street, Newton, NC, US
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses.
It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds.
The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans.
It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services.
In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services.
As of December 31, 2021, it operated 17 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina.
Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Peoples Bancorp of North Carolina, Inc., and the rating behind it. PEBK last traded at $44.34, 14.4× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Peoples Bancorp of North Carolina, Inc.. Starting points for Peoples Bancorp of North Carolina, Inc.: P/E 14.4, EPS $3.77, beta 0.30 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Peoples Bancorp of North Carolina, Inc.. Peoples Bancorp of North Carolina, Inc. paid $1.00 per share over the last year — a 2.3% yield at the current $44.34 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Peoples Bancorp of North Carolina, Inc.. Trailing twelve-month EPS for Peoples Bancorp of North Carolina, Inc. stands at $3.77. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Peoples Bancorp of North Carolina, Inc.. Peoples Bancorp of North Carolina, Inc. has reported as a listed company since 1985. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Peoples Bancorp of North Carolina, Inc. valued side by side against its closest peers. Peoples Bancorp of North Carolina, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Peoples Bancorp of North Carolina, Inc., and how their positions are changing. At a $242.2M market value, institutional positions materially move Peoples Bancorp of North Carolina, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Peoples Bancorp of North Carolina, Inc. executives and directors. Shares of Peoples Bancorp of North Carolina, Inc. have traded between $23.74 and $33.90 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Peoples Bancorp of North Carolina, Inc.. Peoples Bancorp of North Carolina, Inc. is a $242.2M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Peoples Bancorp of North Carolina, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Peoples Bancorp of North Carolina, Inc.. Coverage tracks Peoples Bancorp of North Carolina, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.