Wintrust Financial Corporation
Wintrust Financial Corporation
Your view on WTFC
Overview
What the company does, where it operates, and who runs it.
About Wintrust Financial Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Timothy S. Crane
- Headquarters
- 9700 West Higgins Road, Rosemont, IL, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Timothy S. Crane
- Headquarters
- 9700 West Higgins Road, Rosemont, IL, US
Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management.
The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services.
It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies.
In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions.
It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients.
The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry.
The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida.
Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Wintrust Financial Corporation, and the rating behind it. WTFC last traded at $152.16, 12.0× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Wintrust Financial Corporation. Starting points for Wintrust Financial Corporation: P/E 12.0, EPS $13.35, beta 0.83 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Wintrust Financial Corporation. Wintrust Financial Corporation paid $2.15 per share over the last year — a 1.4% yield at the current $152.16 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Wintrust Financial Corporation. Trailing twelve-month EPS for Wintrust Financial Corporation stands at $13.35. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Wintrust Financial Corporation. Wintrust Financial Corporation has reported as a listed company since 1998. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Wintrust Financial Corporation valued side by side against its closest peers. Wintrust Financial Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Wintrust Financial Corporation, and how their positions are changing. At a $10.26B market value, institutional positions materially move Wintrust Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Wintrust Financial Corporation executives and directors. Shares of Wintrust Financial Corporation have traded between $89.10 and $142.04 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Wintrust Financial Corporation. Wintrust Financial Corporation is a $10.26B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Wintrust Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Wintrust Financial Corporation. Coverage tracks Wintrust Financial Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.