Truist Financial Corporation
Truist Financial Corporation
Your view on TFC-PO
Overview
What the company does, where it operates, and who runs it.
About Truist Financial Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- William Henry Rogers Jr.
- Headquarters
- 214 North Tryon Street, Charlotte, NC, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- William Henry Rogers Jr.
- Headquarters
- 214 North Tryon Street, Charlotte, NC, US
Operating as a holding company, Truist Financial Corporation furnishes banking and trust services throughout the U.S. Southeast and Mid-Atlantic regions. The enterprise is structured into three main divisions: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings.
Customers have access to a variety of deposit accounts, such as interest-bearing and non-interest-bearing checking, savings, money market, certificates of deposit, and individual retirement accounts.
Beyond these, the company offers a comprehensive suite of lending products, spanning personal loans, auto loans, bankcards, mortgages, home equity, and diverse commercial and small business financing, including real estate, floor plan, and mortgage warehouse lending.
Its insurance segment delivers extensive coverage, from property and casualty, life, and health to employee benefits, workers' compensation, professional liability, surety, and title insurance. Furthermore, Truist provides wealth management, private banking, asset management, and investment brokerage services.
For its institutional and corporate clients, the firm specializes in capital markets solutions, international banking, treasury and government finance, merchant services, and supply chain financing. It also extends corporate and investment banking, securities underwriting, and advisory services.
Digital platforms facilitate convenient mobile and online banking. As of December 31, 2021, Truist operated a substantial network of 2,517 banking offices. Founded in 1872, the company maintains its corporate headquarters in Charlotte, North Carolina, and officially rebranded from BB&T Corporation to Truist Financial Corporation in December 2019.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Truist Financial Corporation, and the rating behind it. TFC-PO last traded at $18.40, 10.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Truist Financial Corporation. Starting points for Truist Financial Corporation: P/E 10.3, EPS $4.77, beta 0.88 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Truist Financial Corporation. Truist Financial Corporation paid $1.31 per share over the last year — a 7.1% yield at the current $18.40 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Truist Financial Corporation. Trailing twelve-month EPS for Truist Financial Corporation stands at $4.77. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Truist Financial Corporation. Truist Financial Corporation has reported as a listed company since 2020. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Truist Financial Corporation valued side by side against its closest peers. Truist Financial Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Truist Financial Corporation, and how their positions are changing. At a $58.31B market value, institutional positions materially move Truist Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Truist Financial Corporation executives and directors. Shares of Truist Financial Corporation have traded between $20.13 and $23.47 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Truist Financial Corporation. Truist Financial Corporation is a $58.31B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Truist Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Truist Financial Corporation. Coverage tracks Truist Financial Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.