West Shore Bank Corp.
West Shore Bank Corp.
Your view on WSSH
Overview
What the company does, where it operates, and who runs it.
About West Shore Bank Corp.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Raymond A. Biggs
- Headquarters
- 201 West Loomis Street, Ludington, MI, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Raymond A. Biggs
- Headquarters
- 201 West Loomis Street, Ludington, MI, US
West Shore Bank Corp. operates as the bank holding company for West Shore Bank that provides various banking products and services for individuals and businesses. The company accepts checking, saving, money market, certificates of deposit, and individual retirement accounts.
Its loan products include auto, recreational, personal term, commercial real estate, small business administration, municipal, business term, and home mortgage and equity loans; business lines of credit; and letters of credit.
The company also offers ATM/debit, credit, and gift and travel cards; wealth planning process, investment management, trusts and estates, retirement planning, west shore investment services; savings bonds; and direct deposit, overdraft, safe deposit boxes, wire transfer, remote deposit capture, merchant card, ACH and wire, sweep accounts, positive pay, bill pay, and online and mobile banking services.
The company was founded in 1898 and is based in Ludington, Michigan.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for West Shore Bank Corp., and the rating behind it. WSSH last traded at $36.10, 8.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for West Shore Bank Corp.. Starting points for West Shore Bank Corp.: P/E 8.6, EPS $5.09, beta 0.06 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for West Shore Bank Corp.. West Shore Bank Corp. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for West Shore Bank Corp.. Trailing twelve-month EPS for West Shore Bank Corp. stands at $5.09. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for West Shore Bank Corp.. West Shore Bank Corp. has reported as a listed company since 2001. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
West Shore Bank Corp. valued side by side against its closest peers. West Shore Bank Corp. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold West Shore Bank Corp., and how their positions are changing. At a $44.5M market value, institutional positions materially move West Shore Bank Corp.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by West Shore Bank Corp. executives and directors. Shares of West Shore Bank Corp. have traded between $27.05 and $37.33 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming West Shore Bank Corp.. West Shore Bank Corp. is a $44.5M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming West Shore Bank Corp.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for West Shore Bank Corp.. Coverage tracks West Shore Bank Corp. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.