NSTS Bancorp, Inc.
NSTS Bancorp, Inc.
Your view on NSTS
Overview
What the company does, where it operates, and who runs it.
About NSTS Bancorp, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Stephen G. Lear
- Headquarters
- 700 South Lewis Avenue, Waukegan, IL, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Stephen G. Lear
- Headquarters
- 700 South Lewis Avenue, Waukegan, IL, US
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois.
The company offers checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate, construction, home equity, and consumer loans.
It operates through a main banking office in Waukegan, Illinois; and two full-service branch offices located in Waukegan and Lindenhurst, Illinois, as well as a loan production office in Chicago, Illinois. The company was founded in 1921 and is headquartered in Waukegan, Illinois.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for NSTS Bancorp, Inc., and the rating behind it. NSTS last traded at $14.11; the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for NSTS Bancorp, Inc.. Starting points for NSTS Bancorp, Inc.: EPS -$0.0087, beta 0.22 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for NSTS Bancorp, Inc.. NSTS Bancorp, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for NSTS Bancorp, Inc.. Trailing twelve-month EPS for NSTS Bancorp, Inc. stands at -$0.0087. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for NSTS Bancorp, Inc.. NSTS Bancorp, Inc. has reported as a listed company since 2022. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
NSTS Bancorp, Inc. valued side by side against its closest peers. NSTS Bancorp, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold NSTS Bancorp, Inc., and how their positions are changing. At a $74.2M market value, institutional positions materially move NSTS Bancorp, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by NSTS Bancorp, Inc. executives and directors. Shares of NSTS Bancorp, Inc. have traded between $10.72 and $13.32 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming NSTS Bancorp, Inc.. NSTS Bancorp, Inc. is a $74.2M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming NSTS Bancorp, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for NSTS Bancorp, Inc.. Coverage tracks NSTS Bancorp, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.