River Financial Corporation
River Financial Corporation
Your view on RVRF
Overview
What the company does, where it operates, and who runs it.
About River Financial Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James Milton Stubbs
- Headquarters
- 2611 Legends Drive, Prattville, AL, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James Milton Stubbs
- Headquarters
- 2611 Legends Drive, Prattville, AL, US
River Financial Corporation operates as the bank holding company for the River Bank & Trust that provides various financial services to businesses, business owners, and professionals in the United States.
The company accepts demand, time, savings, and other deposits, including negotiable orders of withdrawal accounts, as well as interest-bearing transaction accounts, money market accounts, and certificates of deposit.
It also offers commercial real estate term loans, residential mortgage loans, and construction and land development loans; home equity lines of credit; commercial and industrial loans; and consumer loans comprising loans to purchase automobiles and other consumer durable goods.
In addition, it provides commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture services.
The company operates through 18 full-service banking offices located in Alabama, which include Montgomery, Prattville, Millbrook, Wetumpka, Auburn, Opelika, Alexander City, Dothan, Enterprise, Daphne, Clanton, Mobile, Gadsden, and Decatur. River Financial Corporation was founded in 2006 and is headquartered in Prattville, Alabama.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for River Financial Corporation, and the rating behind it. RVRF last traded at $50.00, 7.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for River Financial Corporation. Starting points for River Financial Corporation: P/E 7.3, EPS $6.39, beta 0.14 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for River Financial Corporation. River Financial Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for River Financial Corporation. Trailing twelve-month EPS for River Financial Corporation stands at $6.39. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for River Financial Corporation. River Financial Corporation has reported as a listed company since 2018. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
River Financial Corporation valued side by side against its closest peers. River Financial Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold River Financial Corporation, and how their positions are changing. At a $387.5M market value, institutional positions materially move River Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by River Financial Corporation executives and directors. Shares of River Financial Corporation have traded between $30.00 and $50.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming River Financial Corporation. River Financial Corporation is a $387.5M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming River Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for River Financial Corporation. Coverage tracks River Financial Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.